title: 72427

text:
Traditional paper business cards seem like an artifact from the past, in an era where networking mainly took place online. Digital business cards are not only important for businessmen or entrepreneurs, but they are also designed in a way that provides significant importance to educators that goes beyond mere contact information. An educator holding a digital card can not only facilitate meaningful connections beyond the classrooms, but it also serves as a physical representation of your professional individuality. So, without wasting any time, let’s dig deep into the roles that business cards play for educators.
Table of Contents
For educators, first impressions matter from both the professor’s and the student’s sides. So, as an educator, it is important to represent oneself that leaves a long-lasting impression on the parents of the students, colleagues, and potential collaborators. You can convey credibility and professionalism and reflect a strong sense of knowledge and digital acceptance if you hold well-defined and designed metal digital business cards.
Educators provide education or knowledge and often collaborate with external organizations, businesses, and nonprofit firms to provide excellent access to resources and enhance the student’s overall learning experience. During this time, holding a digital business card will help you reach out to potential sponsors and partners. Smart business cards will work as a professional point of contact and will build a strong partnership as it will mutually benefit you and your partner.
In any field, professional development is important from time to time. For educators, it is quite crucial as they have to attend various seminars, workshops, conferences, and other meetings to get knowledge of the latest educational changes, teaching methodology, research, and technical progressions. In this case, holding a digital business card can be very beneficial as it makes the exchange of information easier between professionals and other industry mates. This not only shows professionalism in you, but it also fosters various opportunities that can enhance your professional value.
These cards help enhance student engagement as they make students feel more comfortable in reaching out for career advice, extracurricular opportunities, and academic guidance. It helps the students by providing full guidance and mentorship, as they can contact you easily even after studying hours. Digital business cards are valuable as they maintain approachability and accessibility throughout without being lost or replaced. Moreover, if designed well, it attracts the attention of students, and they share this information with other candidates as well, which ultimately enhances students’ engagement and approach.
Strong networks and connections are important today as they help uncover various amazing job opportunities and openings. Building professional contact is important. Whether you are seeking new job opportunities or exploring lateral career openings, as an educator, you can pull up your networking game by sharing your digital business card with professionals you meet. This is also a great idea as digital cards are designed to hold qualifications and areas of expertise, which makes it easier for potential recruiters to reach out and remember the professional and right candidates.
The world of academics is very active; therefore, staying in touch with administrators, colleagues, and other professionals for valuable collaborations and other professional opportunities is important. Here, digital business cards will work as a magic door that will open multiple professional doors. They will enhance the power of connection and allow potential educators to exchange important information flawlessly. This will also help you stay active during all the important events and meetings.
Educators or tutors work for themselves or their development and are also considered the brand ambassadors of their institutions, educational hubs, and schools. Here, a well-designed and established digital business card with the logo of the institution or university helps the educator strengthen their relationship with the brand they are working for, and it also contributes to the development of the brand. This hack enhances students’ engagement from both sides, resulting in excellent promotions and growth.
There is no doubt that traditional paper business cards remain an asset, but digital business cards make networking easier and provide a range of connection opportunities. It helps you enhance your brand value along with personal growth, which, according to me, is imagining. So, you are looking forward to reaching for your stake of business cards. Next time, do not forget these vital rules that play a role in shaping your professional journey as an educator.


tier: cub

shelf: home-craft

title: Pickle Cactus Care

text:
Pickle Cactus Care
If you think caring for a cactus is as easy as ignoring it, think again! The Pickle Cactus, with its quirky, pickle-like appearance, requires a bit of TLC. This succulent thrives in bright light and well-draining soil, so don’t drown it in love (or water). A little neglect goes a long way, but remember, it’s not a houseplant; it’s a succulent superstar that needs just the right amount of attention to shine!
Delosperma Echinatum Features
Meet the Delosperma echinatum, the cactus that’s more fashionable than your average houseplant. With its unique, pickle-shaped pads and vibrant green color, it’s the trendsetter of the succulent world. This plant doesn’t just sit pretty; it’s a drought-resistant wonder that can handle the heat, making it the perfect companion for those who forget to water their plants (we won’t tell).
Succulent Plant Benefits
Why should you invite succulents into your home? Well, besides their undeniable charm, they’re low-maintenance and air-purifying! Succulents like the Pickle Cactus are perfect for busy bees who want to add a touch of green without the fuss. They’re the ultimate plant for those who want to impress their friends with their “green thumb” while secretly doing the bare minimum.
The world of cacti is vast and varied, but the Pickle Cactus stands out like a celebrity at a garden party. With its unique shape and texture, it’s a conversation starter. From the towering saguaro to the tiny bunny ears, each cactus has its own personality. But let’s be honest, the Pickle Cactus is the quirky friend everyone loves to have around!
Indoor Succulent Decor
Looking to spruce up your living space? The Pickle Cactus is here to save the day! Its playful appearance adds a pop of personality to any room. Place it on a sunny windowsill or a stylish shelf, and watch as it becomes the centerpiece of your indoor jungle. Who knew a cactus could be the life of the party?
In a world where water is precious, the Pickle Cactus is the eco-friendly hero we didn’t know we needed. This drought-resistant succulent thrives on neglect, making it the perfect plant for those who forget to water. It’s like having a pet rock that occasionally grows—what’s not to love? Say goodbye to guilt trips over wilting plants!
Gardening Tips for Succulents
Want to become a succulent whisperer? Start with the Pickle Cactus! These little green wonders thrive on neglect, but they do appreciate a few gardening tips. Ensure they have plenty of sunlight, avoid overwatering, and give them a well-draining pot. With these simple tricks, you’ll be the proud parent of a thriving succulent family in no time!
Cactus Soil Requirements
Not all soil is created equal, especially when it comes to the Pickle Cactus. This succulent prefers a gritty, well-draining mix that mimics its natural habitat. Think of it as a spa day for your cactus—no soggy bottoms allowed! Invest in a quality cactus soil mix, and your Pickle Cactus will thank you with vibrant growth and a happy little wiggle.
Propagation of Delosperma
Want to multiply your Pickle Cactus collection? Propagation is the name of the game! Simply take a healthy pad, let it callous over, and plant it in well-draining soil. Before you know it, you’ll have a mini Pickle Cactus army ready to take over your home. It’s like a succulent cloning lab, but way cuter!
Sunlight Requirements for Succulents
The Pickle Cactus is a sun worshipper, soaking up rays like it’s on a tropical vacation. It thrives in bright, indirect sunlight, so don’t be shy about giving it a prime spot in your home. Just remember, too much direct sunlight can lead to sunburn—yes, even cacti can have bad days!
Common Pests on Cacti
Even the Pickle Cactus isn’t immune to the occasional pest party. Watch out for mealybugs and spider mites, those uninvited guests that love to crash the succulent scene. Regularly inspect your cactus and give it a gentle rinse to keep those pests at bay. After all, nobody wants a cactus with a pest problem—it’s just not cute!
Succulent Plant Trends
Succulents are all the rage, and the Pickle Cactus is leading the charge! With its unique look and easy care, it’s the darling of plant enthusiasts everywhere. From Instagram feeds to trendy cafes, this succulent is making waves. So, if you want to stay ahead of the plant game, grab a Pickle Cactus and watch your plant collection become the envy of all your friends!


shelf: history-culture

title: Elevation video

text:
We concluded the design and construction of the Riverview Townhouse by documenting the building in a manner that would honor the creative effort that had gone into it. To that end, we commissioned a dance that would be performed inside the building. The video of the dance would, in a sense, capture the spirit of building in a kinetic way – much more descriptive, real, and alive than two-dimensional photographs ever could.
The creation of this artistic film, entitled “Elevation – A Ballet Exploration of an Architectural Space”, is unique in its seamless overlapping of art forms – architecture, dance, film, and music. To pull it off, we collaborated with choreographer Sean Roschman, whose body of work includes commissions by Cirque Du Soleil’s “onedrop.org” and Lady Gaga’s ARTRave New York Fashion Week, to create an original dance that was performed by Jon Cooper, Megan Dickinson, and Oscar Carrillo. The video was directed by Brandon Bloch, a commercial filmmaker based in Brooklyn who was supported by a small but talented team including Tim Sessler as Director of Photography. The soundtrack – called “Iguazu” – was created by Hays Holladay, an experimental musician based in Los Angeles whose work is often informed by physical spaces.
The visual style of the video is remarkable in the way it films the three-minute dance sequence with an uninterrupted “single take” approach – similar to the film “Birdman”. This was accomplished through the use of the Freefly Systems MoVI, a gimbal stabilizer, and the use of Freefly’s latest product, the MIMIC controller which allowed us to control the camera in a very precise way. The video was shot at 6K resolution on a RED Epic Dragon and edited by Michael R. Mazur.
The dance performed in the video is a metaphor for the conflict(s) among its three main characters. The conflict is intentionally ambiguous — it might be perceived as an affair, a betrayal, an obsession, a seduction, an addiction, the end of a relationship, or a combination of any or all of these. What the conflict “is” is not terribly important as our goal was for the viewer to project his or her own personal relationship struggle onto the main character. The resulting 4 minute video is sexy, seductive, fueled by the athleticism of the dancers, and quite moving.


shelf: civic-law

title: Can employers conduct drug and alcohol testing on employees

text:
Clearly an employee who is intoxicated at work will suffer from impaired judgement and may seriously jeopardise their own and other employees’ safety. A common question we are asked is: When can I test employees for drug and alcohol use?
This area is a tricky one for employers as there are competing interests to consider: the employer’s obligation to provide a safe workplace, versus an employee’s right to privacy.
Procedural Fairness v Safe workplace
A recent FWC decision highlights the complexity of this issue. An Ensign employee was summarily dismissed after failing a random drug test, testing positive for methamphetamine, THC and amphetamine. He claims he was wrongly terminated as he did not use drugs, the testing was unreliable and he was denied procedural fairness in the testing and disciplinary procedure.
The FWC agreed that the dismissal lacked procedural fairness; however this was mitigated and overridden by the employer’s obligation to ensure a fair workplace. Although the employee was not successful in this case, the nature of the workplace was critical to the decision (the employee was working in a gas field) and the result may have been different had the employer not followed procedure in a less dangerous working environment.
The case confirms that, while privacy considerations and fair testing procedures are important, an employer’s primary obligation is to provide a safe working environment for its employees.
Importance of a Policy
Even so, the Commissioner commented that"The zero tolerance drug and alcohol policy and the likely consequences of a breach was well known to (the employee)”.
As testing of employees for the presence of drugs and alcohol can be a contentious area, it is important that employers ensure they have a robust drug and alcohol policy that specifies testing protocols, procedures and agreement on testing methods. Further, employers should ensure that employees are well informed about the policy and testing procedures.
It is also important to ensure that employees are treated equally with regards to who is tested and why, whether that be for random testing or for testing as a result of a reasonable suspicion of drug or alcohol use. This should all be spelled out in the company policy.
Lessons for Employers
· Having a drug and alcohol policy with clear testing procedures is essential. Do you know how you are going to test? What you are testing for? Is your policy up to date?
· Testing programs should be justifiable: Do you have a reasonable suspicion of drug use? Is there a substantial safety risk?
· Ensure employees provided with a copy of the drug and alcohol policy and are properly trained in the contents of the policy.
· Ensure there is a process in place for dealing with a test result that is positive. Quickly acting to dismiss is not always the best answer, and other options such as offering sick leave, counselling or rehabilitation services may be appropriate.


shelf: science-engineering

title: Table of Contents

text:
Table of Contents
Quantum biology, a relatively new field of science, seeks to apply the theories of quantum physics to biological phenomena. It’s an area that dares to ask if the bizarre, counter-intuitive world of quantum mechanics might be at the very heart of life itself. From the inner workings of photosynthesis to the principles of avian navigation, quantum biology may hold the keys to some of life’s most profound mysteries. This article will delve into the crux of quantum biology, exploring its potential implications and the scientific revolutions it could incite. Brace yourself as we embark on a journey through the essence of life, seen through the lens of quantum mechanics.
Fundamentals of Quantum Biology
Quantum biology is the study of applications of quantum mechanics to biological objects and phenomena. It is an emerging field that sits at the intersection of biology and physics, aiming to elucidate the role of quantum phenomena in life processes. The scope of quantum biology extends from understanding the quantum behavior in photosynthetic light harvesting to explaining the magneto reception in bird navigation.
The roots of quantum biology can be traced back to the early 20th century when quantum mechanics was first being established. However, it wasn’t until the late 20th century that scientists began to seriously consider its applications in biology. Key experiments in the 1990s and early 2000s revealed quantum effects in photosynthesis and bird navigation, prompting a renewed interest in the field. Today, quantum biology is a vibrant area of research, poised to revolutionize our understanding of life at the most fundamental level.
Three of the key concepts in quantum biology are superposition, entanglement, and coherence. Superposition, the ability of particles to exist in multiple states at once, may play a crucial role in how photosynthetic organisms can absorb and utilize light efficiently. Entanglement, a phenomenon where particles remain instantaneously connected regardless of distance, could be involved in various biological processes, including DNA mutation. Quantum coherence, the ability for particles to oscillate together, is hypothesized to play a role in avian navigation, helping birds sense Earth’s magnetic field. Each of these concepts opens up new and exciting possibilities for understanding the complexity and beauty of life on a quantum level.
Quantum Processes in Living Organisms
A deeper understanding of quantum biology allows us to shed light on quantum phenomena occurring within living organisms. This involves uncovering the quantum processes that underline various biological functions, thereby expanding our comprehension of life’s intrinsic operations.
Photosynthesis, the process by which green plants convert sunlight into chemical energy, demonstrates quantum phenomena at work. The remarkable efficiency of photosynthesis may be explained by quantum coherence, allowing energy to simultaneously traverse multiple paths to reach the reaction center with minimal loss.
Birds exhibit a fascinating ability to navigate long distances with remarkable precision. Quantum biology might play a part in this extraordinary feat. The quantum entanglement of electrons in certain proteins in birds’ eyes may help them perceive the Earth’s magnetic fields, enabling accurate navigation.
Quantum mechanics may also be involved in genetic mutations. It is hypothesized that DNA can exist in a state of quantum superposition where it is both damaged and undamaged simultaneously. This paradox could explain the occurrence of spontaneous mutations at a molecular level.
These instances illustrate how quantum processes are intricately woven into the very fabric of life, providing a more profound understanding of biological functions. As our scientific knowledge evolves, we can expect quantum biology to play an increasingly significant role in deciphering the mysteries of life.
Quantum Biology at the Cellular Level
The principles of quantum mechanics also exert their influence at the cellular level, with two key examples being DNA and quantum sensing in cells.
DNA and Quantum Entanglement
Quantum entanglement, a phenomenon where particles remain linked regardless of their distance from each other, may play a significant role in DNA. It is theorized that entangled particles in the DNA molecule could explain the ultra-efficient transfer of information within the DNA helix, essentially the “communication” that occurs between particles at different ends of the DNA strand. This quantum communication could be the mechanism that drives the DNA replication process and other genetic functions. However, these concepts are still in the realm of theoretical biology and require more scientific evidence.
Quantum Sensing in Cells
Cells, the basic building blocks of life, may also utilize quantum principles for navigation in the microscopic world. It’s postulated that cells exploit quantum effects to sense their environment and respond appropriately. For instance, olfactory cells in our noses might be using quantum tunneling to identify different odor molecules. Similarly, it’s suggested that the quantum behavior of ions in cellular channels is crucial for nerve signal transmission. As our understanding of quantum biology grows, we may discover that quantum sensing is a common and vital process in the cellular world.
Quantum Biology and Consciousness
Exploring the connection between quantum mechanics and consciousness extends the realm of quantum biology into the mysteries of the mind and cognition. This fascinating intersection seeks to explain how quantum phenomena may play a role in our cognitive processes and our understanding of consciousness itself.
The “Quantum Brain” hypothesis suggests that quantum processes may underlie the workings of our brains, influencing neural processes and cognitive functions. This theory postulates that the brain may rely on quantum mechanics to store and process information. Quantum superposition, for instance, could enable simultaneous processing of vast amounts of data, pointing to a potential explanation for the brain’s remarkable computational power. Some researchers also propose that quantum coherence might be involved in the synchronization of neural firing, which is critical for various cognitive tasks. However, these ideas are highly speculative and require further empirical verification.
Consciousness and Quantum Entanglement
The relationship between consciousness and quantum entanglement is a subject that has sparked much debate. Some scientists and philosophers suggest that quantum entanglement, the phenomenon where particles are interconnected, and their states are instantly correlated, might be intricately linked to consciousness. This theory, often known as “Quantum Mind,” proposes that entangled particles in the brain could give rise to unified, conscious experiences. Some proponents even argue that entanglement might provide a scientific basis for phenomena such as telepathy or extra-sensory perception.
Quantum Biology and Evolution
Quantum biology may also have significant implications for our understanding of evolution. From the workings of enzymes to the process of mutation that drives variation, quantum effects are thought to play a vital role.
As aforementioned, quantum superposition could help explain the occurrence of spontaneous mutations at a molecular level. This quantum effect, where DNA simultaneously exists in a damaged and undamaged state, may contribute to the genetic variations that are the fuel for evolution. Quantum-driven mutations could potentially create genetic diversity much faster than classical processes alone, offering an intriguing perspective on the engine behind evolution.
Enzymes, the biological catalyzes, play a pivotal role in the survival and adaptation of species. Quantum tunneling, a phenomenon whereby particles can pass through barriers that should be insurmountable according to classical physics, is believed to be employed by enzymes to speed up biochemical reactions crucial for life. By harnessing this quantum process, enzymes are able to perform their functions efficiently and rapidly, offering a survival advantage to organisms and influencing the course of biological evolution.
What is quantum biology?
Quantum Biology refers to the application of quantum mechanics to biological objects and phenomena. It investigates how quantum principles might govern life’s most fundamental processes, from DNA replication to cellular functions, brain activities, and even evolution.
How does quantum physics relate to biology?
At the most basic level, all matter, including biological entities, is made up of particles governed by quantum rules. Quantum biology examines how life might exploit these rules to drive key functions. For example, quantum effects like superposition or entanglement could underlie DNA replication or neural information processing.
Can quantum mechanics explain consciousness?
The “Quantum Brain” hypothesis suggests that quantum processes might be involved in cognitive functions and consciousness. However, this is still a speculative idea, and more empirical research is needed to validate these claims.
The field of Quantum Biology presents a provocative and intellectually stimulating frontier in science, offering new perspectives on the fundamental processes of life. From the quantum-driven mechanisms in DNA replication, cellular sensing, and enzymatic reactions, to the speculative theories about quantum consciousness and evolution, there’s a wealth of potential knowledge waiting to be unearthed.
While many of these ideas remain in the realm of theory and speculation, they underscore the profound interconnectedness between the physical universe and the life it harbors. As we continue our scientific exploration, we may find that life’s essence is not just biological, but fundamentally quantum. The bridge between quantum mechanics and biology may indeed hold the answers to some of the most profound questions about life, consciousness, and evolution.


tier: grizzly

shelf: software-docs

title: Geolocation detector for gravity forms

text:
This plugin hasnt been tested with the latest 3 major releases of WordPress. It may no longer be maintained or supported and may have compatibility issues when used with more recent versions of WordPress.
This extension to Geo my WordPress was exactly what we were looking for and provides very flexible ways to enable geolocation on the front end. I needed assistance with a usage beyond the core of the plugin and the author was extremely helpful.
This little plugin provides a great add on to the gravity forms system allowing country and city to be extracted from the IP address. I use this now on all of my forms in hidden fields to automatically assign leads to the correct salesperson and to also identify SPAM leads coming from Russia or other countries where we don’t operate. Using gravity forms conditions, you can even stop form submissions being passed to your CRM or even saving in the WP database. Great job.
Thought I would be review #2, as David deserves acknowledgement for this.
The sparse documentation is somewhat unclear and would likely confuse a few folks, so it would be good to clarify that the key dependency plug in is the YellowTree (Benjamin Pick) GeoIP Detection, which can be found here:
That’s the plugin that interacts with the Maxmind GeoIP2 free lookup table.
David’s work here is super handy for picking up the country/city (or just the IP address if the city is intentionally obscured) on user submissions of Gravity Forms.
Simple, does one thing as stated and thus far (still testing with WP 5.0) appears not to cause any conflicts
Good stuff David.


shelf: health

title: Chronic Pain & Fatigue

text:
Chronic Pain & Fatigue
Dr. Deepak Sharan
Founder & Chief Scientist
“Every patient deserves real answers and real results. At Recoup Health, I’ve dedicated my work to pioneering an approach that treats the root causes of illness with the best of modern and holistic medicine.”
Dr. Deepak Sharan is a globally recognized expert in Physical Medicine and Rehabilitation (PMR), with 35 years of experience treating over 10 lakh patients. He combines his pioneering approach in PMR, with a deep expertise in functional medicine, to address the root causes of complex health conditions.
Throughout his distinguished career, Dr. Sharan has earned over 20 certifications from leading institutions, including the Royal College of Physicians and the Institute for Functional Medicine. His innovative treatments for conditions such as Repetitive Strain Injuries (RSI), arthritis, and cerebral palsy have garnered multiple international awards, including the prestigious Henri Bensahel Award and the National Disability Award from the Government of India, presented by Dr. APJ Abdul Kalam.
As CEO and Chief Scientific Officer of Recoup Health, Dr. Sharan leads a dedicated team in delivering personalized, interdisciplinary care that transforms lives by providing the best possible outcomes for every health concern..
Our approach combines decades of experience with the latest evidence-based methods to treat your health holistically.
A 30-minute consultation with a Recoup Health Physician provides immediate symptom relief through an interdisciplinary intervention. The physician explains the root-cause approach and the comprehensive care plan options. The consultation cost is adjusted if the patient proceeds with the personalized care plan.
While the patient undergoes relief therapy, detailed assessments are conducted, including health scores, biometric tests, and intake questionnaires. This includes a 45-minute consult with a physician, nutritionist, and psychologist, followed by a 30-minute interdisciplinary consult to finalize a long-term personalized care plan.
Patients begin their treatment journey with weekly consultations and fortnightly interdisciplinary reviews. Health coaches provide support, with programs available for 3, 6, or 12 months, offering financial benefits for long-term commitments. Certain therapies are also available à la carte.
Recoup’s Integrative Approach:


shelf: finance

title: Date of announcement

text:
Date of announcement
Time of announcement
Announcement of the resolution of the BOD to issue new shares
through capitalization of earnings and capital surplus
Date of events
To which item it meets
1.Date of the board of directors resolution:2023/02/24
2.Source of capital increase funds:Earnings and capital surplus
3.Whether to adopt shelf registration
(Yes, please state issuance period/No):No
4.Total monetary value of the issuance and number of shares issued (shares
issued not including those distributed to employees if consisting in
capital increase from earnings or capital surplus):
Total monetary value of the issuance：$490,653,260
Total number of shares issued：49,065,326 shares
(Capitalization of earnings：17,377,303 shares;
Capitalization of capital surplus：31,688,023 shares)
5.If adopting shelf registration, monetary value and number of shares
to be issued this time:NA
6.The remaining monetary value and shares after this issuance when
adopting shelf registration:NA
7.Par value per share:NT$10
9.Number of shares subscribed for by or allocated to employees:NA
10.Number of shares publicly sold:NA
11.Ratio of shares subscribed by or allotted as stock
dividends to existing shareholders:
96 shares tentatively allotted to per 1,000 shares originally held.
(34 shares from earnings and 62 shares from capital surplus)
12.Handling method for fractional shares and shares
unsubscripted for by the deadline:
Shareholders may apply to the stock transfer agent of the Company for
combination of fractional shares within five days from the book closure
date of ex-right. If no combination is made or if the number of shares
remains fractional following combination, the allotment will be made in
the form of cash based on par value in a dollar amount instead (rounded
down to dollar), and the Chairman will be authorized to arrange the
subscription by specific person or persons based on par value.
13.Rights and obligations of these newly issued shares:
Same as issued shares.
14.Utilization of the funds from the capital increase:
Strengthening the operating capital.
15.Any other matters that need to be specified:
If the company subsequently buys back or transfers treasury shares, or the
company’s employees execute stock options or other factors such as laws
and regulations have caused changes in the number of outstanding shares.
It is proposed to request the shareholders’ meeting to authorize the board
of directors to adjust the allotment ratio.


shelf: education

title: Then, you know it is in enjoyable hands

text:
Then, you know it is in enjoyable hands
I have been slammed with work lately. I am in my final year of university. This consists of me student teaching, but while it is nice to not have any classes, it is not nice to have the work I have now! Now I have to study for tests. These tests easily matter. I need to pass them to become a certified lecturer. It is frightening me. I have had so much going on lately. Of course I could not take one thing not going right. it would be so stressful. Most people know there is always something disappointing that is going to happen when you are tied up like that. Indeed there was. I had a concern with my heat. I kept turning the heat up to see if the heater would kick on. I would walk away from the heater for a couple of minutes. It made me realize that the heat never kicked on. I knew there was something going on. I couldn’t genuinely figure it out though. I do not know easily much about Heating, Ventilation, and A/C systems. I know I worked on the Heating, Ventilation, and A/C system for noises. I did not hear anything. I do not know my heater was making any unrespected noises. I knew how to check the filter. I did that and the filter was rather clean. I finally called an Heating, Ventilation, and A/C specialist. I think it is always enjoyable to call a professional rather than try to figure something out for yourself. Then, you know it is in enjoyable hands. I was right because I would have never found that it was an igniter issue.


title: Scandinavian studio apartment inspiring a cozy inviting ambiance

text:
This cozy and tastefully renovated 32 square meters Scandinavian studio apartment we just spotted on Alvhem is located in Linnéstaden, Gothenburg, Sweden. Upon entrance to this welcoming Scandinavian style home, you are greeted by original brightly painted gray plank flooring and white washed walls. The kitchen is very spacious and comfortable, recently being given a complete transformation. The classic Ikea kitchen in gray occupies one wall, very tastefully designed with a Carrara marble countertop and classic bevelled white subway tile backsplash. Dimmable spotlights in the ceiling creates great ambient lighting for cooking. The kitchen has enough space for a small, cozy dining table next to a large window offering views across the yard and out to the private balcony.
The spacious living room is stylishly designed in a delightful color palette that is cheery and warm. The space plays double duty as a living and sleeping area, large enough to accommodate furniture arrangements of a sofa, small bed and clever storage solutions. A large window and glazed balcony doors allows plenty of natural light to penetrate the interiors, making it feel bright and airy. The cozy balcony with views out to a private courtyard offers plenty of space for seating and plants. With a wrought iron railing giving a period setting and flooring make of cast concrete with a wood decking overlay to add style and warmth.
Looking for more Scandinavian inspired design here on 1 Kindesign? Have a look at our Pinterest board, https://www.pinterest.com/onekindesign/scandinavian-interiors/
The bathroom is designed in a timeless style with white tiled walls and tile flooring in a gray-brown hue. The ceiling casts a glow with recessed spotlights and underfloor heating ensures that feet stay toasty warm after getting out of the shower.


title: Celebrate oscar season with an affordable getaway to glitzy hollywood

text:
If the excitement and glamour surrounding this week’s Academy Awards have you yearning for a star-studded getaway, check out Hollywood CityPASS. Travelers using CityPASS save 46 percent off combined admission to Hollywood’s marquee attractions: Starline Movie Stars’ Homes Tour; Madame Tussauds Hollywood; Red Line Tours’ “Hollywood Behind-the-Scenes,” a guided excursion to famous film locations, classic movie palaces, the Hollywood Walk of Fame and more; and a choice between a guided tour of the Kodak Theatre*, home of the Oscars, or The Hollywood Museum.
Like the city itself, Hollywood CityPASS celebrates Tinseltown’s glitzy, kitschy appeal, inviting visitors to dive in and indulge their every starstruck fantasy: scour the Walk of Fame for remembrances of beloved entertainers; fit their hands inside the prints left by Hollywood legends outside Grauman’s Chinese Theatre; or pop into Madame Tussauds to pose for photos with likenesses of their favorite celebrities.
Among the recently installed figures are Patrick Swayze, immortalized as his character, Johnny Castle, from the film Dirty Dancing; Johnny Depp as Captain Jack Sparrow from Disney’s Pirates of the Caribbean; and Lady Gaga, dressed in the lace body stocking and face mask that she wore to The Brit Awards 2010. And additional figures will debut this year, including Justin Bieber (March) and Betty White (June).
Also new in 2012 are Red Line Tours’ commemorative “icons of Hollywood” tickets, a series of three collectible tickets for the Hollywood “Behind-the-Scenes” tour. Designed by artist Andre Miripolsky, the tickets feature such landmarks as Grauman’s Chinese Theatre, the Hollywood Bowl and the Capitol Records Building. CityPASS users will receive their commemorative tickets after presenting their CityPASS ticket booklet at the Red Line Tours Center adjacent to the Egyptian Theatre.
For 15 years, CityPASS has been the premier product for travelers who want to visit a destination’s top attractions while enjoying savings of up to 50 percent. CityPASS is also available for New York City, Atlanta, Boston, Chicago, Houston, Philadelphia, San Francisco, Seattle, Southern California and Toronto.
*To accommodate the Academy Awards, the Kodak Theatre will be closed for tours Feb. 5-March 3.


title: Epa board considers proposal for blackwater south silica mine temma northwest tasmania

text:
The Board of the Environment Protection Authority (EPA) has concluded its assessment of a proposal by Tasmanian Advanced Minerals for South Blackwater Silica Mine at Temma in the Circular Head municipality.
Tasmanian Advanced Minerals Pty Ltd is proposing a new silica mine with an extraction and processing limit of 75,000 tonnes per year. The location of this proposed mine is adjacent to their existing Blackwater Silica Mine, on a large mining lease which falls within the locality known as takayna/Tarkine.
Chair of the EPA Board, Andrew Paul, said that the Board concluded that the proposed development can be managed in an environmentally sustainable and acceptable manner, with conditions. The Board requires these conditions to be included in any permit subsequently granted by Circular Head Council.
“Various environmental issues were considered in the assessment, particularly potential impacts to threatened fauna, a precautionary approach involving pre-clearance surveys, stormwater and sediment management practices and ongoing monitoring to allow for adaptive management are included in the permit conditions," Mr Paul said.
Public consultation was open for 28 days from 10 July 2024. One agency representation was received in relation to the proposal. The main environmental issue raised in this representation was rehabilitation of the site upon cessation of the activity, which has been addressed through standard extractive industry site rehabilitation conditions.
A submission was also received outside the formal representation period, raising concerns about potential impacts to Tasmanian masked owls. This submission was considered by the Board and addressed in the permit conditions where appropriate.
The proposal was considered by the Board in the context of the sustainable development objectives of the Resource Management and Planning System of Tasmania (RMPS), and in the context of the objectives of the Environmental Management and Pollution Control System (EMPCS) established by the Environmental Management and Pollution Control Act 1994 (EMPCA).
The functions of the Board are to administer and enforce the provisions of EMPCA, to further the RMPS and EMPCS objectives and to use its best endeavours to protect the environment of Tasmania.
The Board undertook assessment of the proposal in accordance with the Environmental Impact Assessment Principles defined in Section 74 of the Act.
The environmental assessment report, including the environmental conditions, has been issued to Circular Head Council and provided to Tasmanian Advanced Minerals Pty Ltd.
The decision in relation to Tasmanian Advanced Minerals Pty Ltd, South Blackwater Silica Mine can be viewed on this website.


title: Cyclone tauktae to become a severe cyclonic storm shortly

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Cyclone Tauktae has nearly tracked northward with a speed of about 8kmh in the past 6 hours. The storm is centered around 12.5degree north and 72.5degree east, about 350km South-Southwest of Goa, and 950km South-Southeast of Veraval. The latest satellite imagery shows a central dense overcast cloud mass indicative of its intensification. High-velocity winds in the inner ring of the storm are expected to be in excess of 100kmh. The storm continues to sail in favorable environmental conditions with poleward outflow, low vertical wind shear, and a very warm sea surface temperature of 30-31degree celsius.
The storm is likely to move North-Northwest for another 24hr and later recurve gradually. There is a bit of divergence among the numerical models on the timings of curvature and possibly more clarity will come after 12-18hr. Due to excellent environmental conditions, Tauktae is likely to become a Severe Cyclone anytime soon and further Very Severe Cyclonic Storm in the subsequent 36hr. The winds are expected to pick to about 150-160kmh around that time in the inner circle of the storm.
The storm has already lashed Kerala with flooding rains: Kochi-209mm, Kannur-159mm, Alapuzha-157mm, Kozhikode-128mm, and Kottayam-110mm. It continues to rain heavily threatening inundation, landslides, and mudslides causing disruption in the relief operations. More heavy rains are expected today over Kerala, Coastal Karnataka, and Konkan region.
Though it is a little pre-emptive to state that the storm may avoid a direct hit for Gujarat. It may skirt and skip the landmass of the state. More authentic information is likely in the next 24 hours. Also, the storm may lose a bit of steam on approaching the coastline due to relatively cooler water.


title: Defining user for sabre dav calendar

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Sabre is an open-source calendar server. It is well written and moderately powerful, being used by Nextcloud open-source groupware. However, setting up a Sabre calendar server is not that easy. As the documentation says, there is no web interface for creating users. Instead, it advises that you create them directly in the database. According to the instructions you need to:
- Add an entry to the users table, specifying the user name and the digest of the password (it is pretty unclear what to do for this)
- Add a corresponding entry to the principals table -- but no details are given
Looking at the two tables in question, users has three columns: id, username and digesta1. The first is the primary key and doesn't need to be set. The second and third columns are varbinary. that is, you specify them as hexidecimal strings preceded by '0x' and they will be defined and displayed in that form.
The principals table has id, uri, email and displayname columns. displayname is text, uri and email are varbinary. It is pretty simple if you know SQL to add entries to the princpals table. I'll concentrate on the format of the digesta1. According to the php source code it is an md5 hash of a string of the format:
There is one user already defined: admin user. It is unclear what the realm is set to. Stepping through the debugger I discovered that it is set by default to SabreDAV. I tried creating the hash using md5sum on the commandline, but this didn't give the correct answer. You need to create it using the php function md5. Once I generated it that way, and plugged in the value to the digesta1 column of the users table I could login using my own password.
Stick a file with this content on your web-server and it will print out the digesta1 field value for the user username with password foobar:
<?php echo('hash='.md5('username:SabreDAV:foobar')); ?>


title: What is Colchicine?

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What is Colchicine?
Colchicine is a prescription used to treat arthritis and Behçet's disease. Colchicine is not a pain reliever, so it cannot be used to Treat Pain other than caused by gout or FMF. Colchicine is also called an anti-gout agent meaning it will only work for gout patients. It stops the natural processes that lead to swelling and other Symptoms Of Gout and FMF. Gout can affect anyone, since it is a common and complex form of arthritis. If you feel any sudden, severe attacks of pain, swelling, or redness. Or if you feel any tenderness in one or more joints these are the symptoms of gout.
What is Colchicine Utilized For?
This medicine is used to delay or treat gout attacks. Usually, gout infections grow abnormally and include just one or a couple of joints. The large toe, knee, or Lower Leg Joints are the most common infected regions. Gout is caused by an excessive amount of uric corrosive in the blood.
How To Utilize Colchicine?
Colchicine comes as a tablet and is taken by mouth with or without food. When Colchicine is used to delay gout attacks or treat FMF, it is usually taken more than once per day. When Colchicine is used to Calm The Pain of a gout attack, one dosage is typically taken at the earliest Sign Of Pain, and a second, more modest amount is used after an hour of the attack.
Why Colchicine is Prescribed?
Colchicine is utilized to delay gout attacks in adults. Colchicine is used to calm the severeness of gout attacks when they happen. Colchicine is used to Treat Recurrent Fever in adults and painful inflammation of your abdomen in adults and kids along with lungs and joints. Colchicine isn't a pain killer and can't be utilized to treat any other pain except gout.
What Conditions Does Colchicine Treat?
Colchicine is used for the treatment of intense flares of gout. It is additionally used for treating FMF in adults and kids who are four years old or more aged. Other Unapproved Uses of Colchicine include the treatment of pseudogout, amyloidosis, and scleroderma.
The suggested dosage is 1.2 milligrams at the earliest sign of an attack, trailed by 0.6 milligrams one hour after the confirmation. The most extreme recommended Colchicine Dose is 1.8 milligrams if the attack is not stopped by the previous dosage.
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You can buy Colchicine medications from Colchicine Pharmacy online in Windsor, CO. Our stores have all sorts of doses in our pharmacies. You don’t have to feel any restrictions while Purchasing Colchicine from us. We also have our specialists to help you understand the use of Colchicine.
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Since Colchicine Pharmacy online is licensed to sell this medicine! We are doing our best to sell it at cheaper rates. You’ll find Cheaper Colchicine in Windsor, CO from our stores. Furthermore, you can get it delivered to your house from our nearby stores.
Purchase Colchicine Online in Windsor, CO
Colchicine Pharmacy online have multiple stores in Windsor, CO from where you can Purchase Colchicine in Windsor, CO. Our pharmacies are open 24/7, and they can provide you with the medicine and guide you on its dosage and use. You can even consult our specialist there to recommend you the proper timing of taking this medicine.
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Colchicine Pharmacy online are continuously running our online stores so that you can Order Cheaper Colchicine in Windsor, CO. Our stores are functional all over, and we ship to almost every city there. Just order from us and wait for a little bit to get your package delivered to you.
Side Effects of Colchicine:
In the wake of taking this medication, there is a decent possibility that you may get:
- The feeling of wanting to vomit
- Muscle pull in the abdomen
- Stomach pain and vomit may happen
If any of these effects start happening, tell your doctor speedily. However, many individuals utilizing this medicine don't have genuine incidental effects.
Cautions To Take Colchicine:
Before taking this medicine, tell your doctor in case you are allergic to it, or then again if you have some other allergies. This item might contain some stuff that can cause a strong reaction or different issues. Tell your doctor your Clinical History, particularly kidney issues, and liver issues. Alcohol can diminish this current medication's adequacy. Don’t use liquor while taking this medication.
Frequently Asked Questions
Colchicine is in a class of meds called against gout specialists.
Colchicine possibly has a beneficial impact in treating asthma, just as it goes about as a steroid-saving specialist.
Adults can use 0.6 milligrams 1 or 2 times each day.


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You aim to nurture talent with an inclusive, high-performing culture is a big one. Where do you focus?
My focus is on making sure we have the right people strategies in place to do that. Whether it's through leadership development, a compelling employee value proposition, or shaping progressive policies like gender-blind parental leave.
I’m also passionate about embedding diversity, equity, and inclusion into everything we do. It's about empowering our teams to do their best work and ensuring Balderton is the kind of place where people want to stay and grow, making us a ‘VC employer of choice.’
What unique talent challenges and opportunities do the VC and PE sectors bring?
In the VC and PE sectors, talent acquisition and retention present unique challenges and opportunities. The fast-paced, high-growth nature of the industry demands individuals who can thrive in uncertainty and adapt quickly to changing environments. The competition for top-tier talent is fierce, especially for those with niche skills in areas like technology, sustainability, and leadership in early-stage companies.
Candidates are increasingly looking for employers who prioritise not only their career development but also their wellbeing and values alignment
Chantal Cantle | Head of People at Balderton
On the other hand, this also presents an opportunity for firms to differentiate themselves by offering not just competitive compensation, but also forward-thinking workplace cultures. We’ve implemented policies like gender-blind parental leave, wellness support with Heka and reproductive health care with Fertifa. It shows our commitment to inclusivity and work-life balance, which directly impacts talent retention.
Candidates are increasingly looking for employers who prioritise not only their career development but also their wellbeing and values alignment, and in such a competitive market, firms that can deliver on those expectations have a clear advantage in attracting and retaining the best talent.
How can flexible benefits help attract and retain top-tier staff and create a rewarding work experience?
Flexible benefits play a crucial role in attracting and retaining top-tier talent, especially in a highly competitive industry like venture capital. One size doesn’t fit all when it comes to employee needs and aspirations.
By offering a wide range of flexible benefits we empower our employees to choose what works best for their unique situations. This approach enhances work-life balance and fosters a culture where individuals feel valued and supported.
It creates a more rewarding work experience, as employees are more likely to stay with a firm that aligns with their personal and professional priorities. In turn, it strengthens our ability to retain top-tier talent.


title: A busy weekend of running!

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A busy weekend of running!
Started off on Saturday morning with the Woodstock Handicap run around the Bay. I love this race, it's always a great way to catch up with my fellow club members and I love the handicap race format-each runner theoretically finishing at the same time (and as close to their estimated time as possible). I put down 26 minutes for the 7km route, which I thought was a good estimation based on my current form. The rules are quite simple. Beat your estimated time by more than 1 minute and you're disqualified. So I knew that I would be safe!
Ended up doing the course in 25:48 which in an Iron Cove PB. Overall I finished 4th in the handicap. To finish up the morning, Woodstock put on a BBQ and breakfast. We are having a bit of a member drive at the moment...so anyone reading this and would like to join a fantastic club - look no further than Woodstock!
At 3pm I then headed out to Dundas to compete in the West Metro Cross Country Series. These races are growing on me. They are hard and tough (today's course was the toughest so far) but this can only be beneficial. The competition is very good too, with runners from many local clubs participating. Today I took it out too hard, trying to go with a few others I have finished close too in the past races. Bad mistake...the morning run combined with the tough, hilly, grass course took it out of me and I was shot after the first of 4, 2km laps. I soldiered on and finished in 33:19 for the 8km course. A lesson learnt!
On Sunday morning I rose on time (made sure of it after last month's race) for the last long race of the SMC series. Having to run this race to qualify for the awards, and still tired from yesterday's races, I didn't expect great things. But once again, SMC brings out the best in my running for some reason. It must be the course and the superb organisation as lately I have been running some pleasing times out there.
It turned out to be a very interesting race and in the end, 15 seconds separated 2nd and 5th place. Positions 2 - 4 swapped places many times throughout the race, while I was always just hovering behind the pack waiting to make my move in 5th place. Unfortunately, the move occurred a little late and I couldn't quite reel in any positions. But it was a good time 1:35:50 for 25km and am happy with that going into Macleay River in two weeks.


title: Cookbook

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Today is the last day in my crazy week of guest bloggers, and I’ve saved the very best for last. I have Rene, one of my very best friends, guest posting from her blog My Simple Kitchen. She has always been an incredible cook, and I remember when we worked together she would always bring yummy lunches, and I’d be drooling, or she’d tell me about the meal her and her husband cooked on their grill the night before…and I’d be drooling, again! I remember getting to go visit her in Oregon (where she currently lives) and I went by her parents house and saw their beautiful kitchen, and they had a pot rack hanging with the nicest pots and pans I’d ever seen. I’m talking about EXPENSIVE, high quality pots and pans, not at all like the ones I have. They ENJOY cooking, and have passed that awesome quality down to her.
Here’s a VERY old photo of us. I adore her. <3
Hi all! I’m Rene, a brand new blogger over at My Simple Kitchen. I am so excited to be a guest at Playdates and Pearls today! My goal when I started My Simple Kitchen was to share recipes that are easy to prepare and taste great! I grew up with some awesome cooking from my mom. She always made healthy and creative dinners. But only in the last couple years have I really started to enjoy cooking and was able to appreciate all those homemade meals as a child. With our busy lives of work, family, activities, etc. sometimes it’s hard coming up with meal ideas that are quick, tasty, and don’t break the bank.
This meatball pasta is super easy, takes under 30 minutes, tastes great, AND costs under $15.00!
What you’ll need:
Sausage (you can use ANY kind you like. I like to use chicken sausage, makes me feel like it’s healthier :P)
2 tbsp. olive oil
1 ½ tsp. minced garlic
1 small onion, diced
1 jar marinara sauce (or you can be fancy and make your own)
2 tsp. oregano
1 tsp. thyme
What you’ll do:
Roll sausage into meatballs. Or, if you’re using links like I do, pinch desired size meatballs out of casing.
Heat olive oil in skillet on medium heat.
Sautee onions and garlic until tender.
Add meatballs and cook until done. 5-7 min each side, depending on size.
Add 1 jar marinara sauce, oregano and thyme (If your sausage is already spiced, omit the oregano and thyme.)
Cover and simmer on low for 20 minutes.
Serve over noodles and top with parmesan cheese.
If you’re staying away from carbs or just want a lighter version, use zoodles instead.
Pardon the glove. I’m not a big fan of handling raw meat. Ewwww
Total cost for this meal for 4 = $14.39!
Thanks for reading and come see what Samantha whipped up in her kitchen!
If the picture of Rene, wearing her purple gloves, squeezing that “sausage” doesn’t make you cry from laughter then you need to scroll back up and look again. When she e-mailed me, I nearly lost it. She told me she took a TON of photos trying to not make it look so “nasty”. HA!
Rene and I are teaming up to bring you a very exciting GIVEAWAY! You can enter to win “The Can’t Cook Book” and a beautiful Anthropology Apron below.
Scroll to see photos of both prizes.
Go say hi to me over on My Simple Kitchen. I’m cooking pizza, drinking wine, and pretending I know how to cook as well as my friend. You can also follow My Simple Kitchen on Bloglovin’
XO – Samantha
P.S…My site was down for a short time yesterday, so if you didn’t get to see my guest post with Style by Kristen Blair, please go check it out. She’s so chic, and said the nicest things about me. *Blush*


title: Thamaramkulangara sree dharma sastha temple

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Thamaramkulangara Sree Dharma Sastha temple is one of the most prominent temple in the royal city of Thiruvananthapuram in Kerala state of India. The temple is dedicated to Lord Ayyappa worshiped as Dharma Sastha. The temple is run and owned by Uranma Devaswom Board.All the affairs are managed by Thamaramkulangara Ayyappa Seva Samithy.Besides Dharmasastha devotees also worship Lord Ganesha and Bhadrakali along with Nagaraja and Brahmasrakshas. Thamaramkulangara Sree Dharmasastha temple celebrates many festivals apart from Makaravilakku such as Dwaja Prathishta Dinam, Sasthaam Paattu , Karkidaka Niramala, Navarathri and many more.There is a clean well maintained fresh water pond which spread over more than one third of the total area of the temple precinct.
Pooja Timing: At Morning: 5.00am to 10.00am and At Evening: 5.00pm to 8.00pm
The Thamaramkulangara Sree Dharmasastha temple was initially owned by Morakkala Mana but the prosperity of family was Invited and and affairs were in question day over day. The high priest eventually approached the Maharajah of Cochin and handed the temple over to him in 1930s. The King ordered the renovation of the temple and the Nithya Nidhanam means daily pooja was furnished by Nadumittom Devasom. Kerala state of affairs continued with minor changes until the Fall of the Kingdoms when India got freedom. Again the temple affairs was in disorder.In 1953 the youth came together around the temple for the betterment of the temple to restart the temple festival.This movement involving in many activities and events that strengthened up with time . In the year of 1963 all theses people was formed the Thamaramkulangara Ayyapa Seva Samithy (TASS). In 1984 with others, the temple was transferred to Kerala Uranma Devaswom Board.
Festival and Architecture
There are many festival is celebrated in Thamaramkulangara Sree Dharmasastha temple. Makaravilakku is the annual festival of temple.It comes in the month of January every year respectively.Dwaja Prathishta Dinam is the anniversary of the erection of the Holy Flag Post in the temple. It is celebrated every year on Meenam 11th as per Malayalam calendar. Painguni Uthram is the Birthday of Lord Sree Dharmasastha is also celebrated in this temple.Navarathri is celebrated in the temple on the Durgashtami, Mahanavami and Vijayadasami day every year with cultural program-mes .Mandalavilakku occassion is celebrated on the 41st day of the Mandalakaalam.Sasthaam Paattu occasion is Performed on the first Saturday of Vrischikam month as per the Malayalam celender.Its a musical art in which a team of people sings the songs praising Lord Ayyappa.On Karkidaka Niramala special occasions the temple is decorated with different types of flowers and traditional oil lamps.It is celebrated at the last day of the Karkidakam month.The Architecture struture of the temple is simple and Traditional Kerala style of Architecture.
How to Reach:
By train: Thrippunithuram railway station is 1km away from the temple, Eranakulam Jn Railway Station 6km away from the temple.
By bus: Eranakulam Bus station 6km away from the temple and 9km from kochi bus Station.


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Sample Ballots Now in the Mail for the Presidential Preference Primary
Sample ballots are now being sent for the Presidential Preference Primary (PPP) happening in Nevada. This election will generally run like any other election here except early voting is seven days instead of 14 and voters can only cast a ballot if they are registered in the Democratic or Republican parties.
The PPP is Tuesday, February 6 with early voting taking place for one week from Saturday, January 27 – Friday, February 2.
“We look forward to conducting the Presidential Preference Primary for Clark County voters,” said Lorena Portillo, Clark County Registrar of Voters. “Voters are encouraged to check their registration information online and make any changes they need to make as soon as possible.” To check your registration status or to look up registration dates and deadlines, visit the Election Department website.
The only candidates on Nevada’s PPP ballot are those who filed with the Nevada’s Secretary of State’s office to run for president in this election. If a candidate did not file with the Nevada SOS’s office to run in this election, then that candidate’s name cannot appear on the ballot. In addition, if a candidate on the ballot did not formally withdraw from the race before the withdrawal deadline (Oct. 25, 2023), their name remains on the ballot. These are requirements under Nevada law.
Clark County has created several PSA’s about the new Presidential Preference Primary. You can find them in English, Spanish and Tagalog here:
- English: Presidential Preference Primary English
- Spanish: Presidential Preference Primary Spanish
- Tagalog: Presidential Preference Primary Tagalog


title: Groundbreaking experiment rewinds light signals

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Whether we think about them or not, reflections are a part of our everyday life. Light reflections let us see ourselves in the mirror, while sound reflections produce the echo we hear as we walk down an empty corridor. Now scientists have created a new type of reflection called a time reflection: a phenomenon where the wave causing the reflection — such as a light or sound wave — travels in reverse and at a different frequency than emitted. For a light wave, this would look like watching a movie clip of a yellow speeding car play in reverse while the car’s color changes to violet or red.
Time reflections have previously been seen for waves in water, but with this new experiment they were seen for the first time with electromagnetic waves — a form of light. These reflections, first proposed more than 60 years ago, could enhance wireless communications and enable power-saving computers. The results of the experiment were published in Nature Physics on March 13.
“We were very excited when we first saw the time reflections,” says Andrea Alù, lead author on the new paper, who is a Simons Foundation Investigator in Physics and who leads the Simons Collaboration on Extreme Wave Phenomena Based on Symmetries. Alù is also a Distinguished Professor at the City University of New York (CUNY), the Einstein Professor of Physics at the CUNY Graduate Center and the founding director of the CUNY ASRC Photonics Initiative. “This demonstration opens a lot of exciting potential for new applications,” he says.
Time reflections are unlike other reflections, such as echoes or mirrors, which are caused as a wave bounces off a spatial boundary. Instead, time reflections occur when the medium a wave is traveling through suddenly changes properties, causing the wave to reverse direction and change frequency. However, changing the properties of a medium quickly enough to cause a time reflection of light has been a long-standing challenge. With the invention in recent years of new materials with optical properties that are easy to manipulate, there has been revived interest in creating something that could create time reflections.
“The changes to the material must happen very fast and be very large,” Alù says. “We’ve known for years how to make very abrupt changes to the optical properties of a material, but those changes are typically very small, not sufficient to reflect the waves in time. These changes would be like trying to look at your reflection in a pane of glass instead of a mirror.”
The new time-reflection experiment was successful due to a specially designed metamaterial — a growing class of materials engineered to have specific properties. By embedding the metamaterial with electrical switches that can be switched on and off, the scientists were able to change the material’s properties by effectively adding or removing stored electrical energy.
Alù first got the idea to use switches connecting to external reservoirs of stored energy two years ago, but bringing the idea to life took a lot of work.
“You have to make sure the switches are densely packed, and they are all triggered at the same time, without any sensible delay between them,” Alù says. “There are a lot of subtle tricks to making it work.”
In the experiment, an electromagnetic wave signal composed of many frequencies was sent through a long metal strip that snaked around the metamaterial filled with switches. By rapidly changing the metamaterial’s effective capacitance using the switches, the material was able to reverse part of the electromagnetic signal traveling through it.
In addition to the time reflection, when the switches were all synchronously triggered on, the wave’s frequencies were shifted to longer wavelengths. When the switches were all triggered off, the frequencies shifted to shorter wavelengths. The results are a demonstration of new ways light waves can be manipulated. Time reflections could be harnessed to help create smaller, faster and more efficient computers; better wireless communications devices; and improved optical computing. Instead of relying on mirrors and lenses to manipulate light, computers and devices could have integrated metamaterials allowing multiple time reflections to be made in smaller spaces.
“With time reflections, we can manipulate waves much faster and with much less energy,” Alù says.
Alù and his team are already working on improving the theory of time reflections and demonstrating similar phenomena at much smaller wavelengths. They’re also working on designing experiments that could demonstrate time reflections using optical light by using laser beams to change a material’s properties instead of electrical switches.
“The overall vision is to be able to combine space and time interfaces in smart ways to create the ultimate platform for wave manipulation,” Alù says. “It’s a rich field with lots of opportunities coming.”


text:
Mobicents in production – Attikis from the inside
One of the main parts of the Attikis system is a VoIP module that services incoming alarms and outgoing voice mail. The module was built 100% based on an open-source project, Mobicents. We used two components of Mobicents: Mobicents SIP Servlets and Mobicents Media Server.
When Attikis gets an incoming connection, first it is intercepted by one of our SIP Servlets. Thanks to a cohesive application writing model, people with JEE experience have little problem starting work with SIP Servlets. And everything runs on the tried and tested JBoss Application Server 5.1. Next, the servlet decides what to do with the connection. Usually a session with the Media Server is started. Because both servers come from the same platform, they have no problems working together and their integration is very easy. Mobicents Media Server receives the alarm signal, parses it and sends it on for further processing.
SIP Servlets also serve outgoing connections, made in order to inform users about alarms that have been set off. The Mobicents platform includes a TTS (Text-To-Speech) engine, which works out very well in testing, but due to the quality of generated sound we decided to use a different solution.
Our general experience with Mobicents servers is very positive. First of all, the software is very well written. Moreover, the programmers working on the project are very helpful; if you have any problems you can ask on the forum. A significant factor is that the project is open-source, so it’s easy to apply patches where the need arises (for instance in the Attikis project we had to adapt tone recognition to the high requirements of alarm systems).
And the most important thing: the Mobicents servers on Attikis production environments have been performing stably and without significant problems for several months now.


title: Laser tattoo removal treatment near coimbatore

text:
Tattoos are a form of self-expression, but sometimes, they no longer reflect who you are or what you want to portray. That's why we offer advanced tattoo removal treatments to help you erase unwanted ink and regain control over your appearance.
At Keva Skin & Hair Clinic, Coimbatore, our trained tattoo removal specialists offer advanced tattoo removal procedures. We understand that each individual's tattoo is unique, which is why we offer personalized treatment plans tailored to your specific needs and goals.
We can safely and effectively fade or remove tattoos of all sizes and colors with our state-of-the-art technology and experienced professionals. Our clinic offers laser tattoo removal treatment options to accommodate different tattoo types, sizes, and colors. Whether you have a small, single-color tattoo or a large, multi-colored design, we have the expert dermatologists and technology to address your specific needs.
With our innovative approach, you can expect minimal discomfort and downtime compared to traditional methods, along with comprehensive care and support at every step of the procedure. Trust Keva Skin & Hair Clinic to help you achieve clear, ink-free skin with our expert tattoo removal services. Let us guide you through the process of tattoo removal and help you achieve the clear, ink-free skin you desire.
With years of expertise, our experienced dermatologists and skincare specialists deliver results that exceed expectations.
With advanced equipment and techniques, we ensure you receive the highest standard of treatment and care.
Strict adherence to safety standards ensures a comfortable, secure, and hygienic Skin Lightening Treatment environment.
Competitive pricing for skin whitening treatment and flexible payment options make quality treatment accessible for all.
Our friendly team ensures high-quality care, guiding you comfortably through every step of your treatment process.
Receive thorough skin treatment consultations to address your concerns and tailor treatment plans for the best results.


text:
24 Hr Petrol Stations near Newport Pagnell
24 Hr Petrol Stations
The primary benefit of 24-hour garages is their round-the-clock opening hours. Many of these petrol stations also have small shops where you can purchase anytime or night. However, it's worth noting that if you visit during late hours and want to buy a snack, you may need to ask the attendant to select the items for you. This is because they often only keep a small window open for security reasons and operate with minimal staff, who are there to assist you in your purchases.
In our modern, 24-hour society, the availability of fuel and amenities at any time has become increasingly vital. Not only are these stations essential for delivery and transport companies that operate during unconventional hours, but they also cater to the needs of regular consumers who may require fuel, snacks, or basic groceries during late-night or early-morning hours.
Major supermarket chains typically operate 24-hour petrol stations, which are easily recognizable with their distinctive branding. Some supermarket chains also have stand-alone petrol stations, although these are more commonly found in major urban areas. Alongside supermarkets, service stations located along highways and major roads are also equipped to provide 24-hour service, catering to the needs of travellers at all times.
While 24-hour petrol stations along motorways provide a crucial service, it's important to note that their prices may reflect a premium compared to traditional petrol stations, particularly those at supermarkets. This is due to the captive market these stations have, where drivers have limited options for refuelling. However, drivers concerned about fuel prices can use their vehicle's navigation system to locate alternative fuel stations away from the motorway, providing a more cost-effective option.


title: classmon-en.tecnocentres.org

text:
CLASS-MON, a template of Google Sheets helps teachers identify students' difficulties. It is specially designed for PBL, but can also be used in subjects with other methodologies.
Currently, it can be used with 4 different templates: ACTIVITIES, QUALITATIVE ATTITUDES, FREQUENCY ATTITUDES and UNITS or THEMES.
ACTIVITIES: the teacher introduces a list of activities that the students should do, and they indicate how they have done them.
QUALITATIVE ACTIVITIES: teachers introduce a list of the sessions and students indicate what attitude they have had.
FREQUENCY ATTITUDES: teachers introduce a list of the sessions and students indicate how often they have had a good attitude
UNITS OR THEMES: teachers introduce a list of the units or themes worked on and students indicate their understanding.
CLASSMON automatically creates a form with all activities, units or sessions and the following response options:
I didn't do the task.
I performed the task with many doubts.
I performed the task with some doubts.
I did the task and I think I got it.
I've been practically distracted all the time, not doing work or listening to explanations.
At many times I was distracted by my colleagues and did not complete all the tasks.
I've been attentive and working quite a while, although at some point I've been distracted.
I made good use of the whole session, listening and working when necessary.
UNITS OR THEMES
I don't understand the theme at all and need extra help.
I'm beginning to understand the theme.
I think I have understood the theme.
I have understood the theme and could explain it to my colleagues.
When a student finishes an activity or session, he/she answers the form.
If you use the Activities template or Units template, the teacher can always see the students' difficulties. He can also detect the most complicated activities.
If you use the Attitudes template, the teacher will see the perception of attention and work that the student has had.
Students can also see their answers and the teacher's assessment.


title: Summer Cherry Compote Recipe

text:
Summer Cherry Compote Recipe
Looking for a simple summer dessert? Enjoy Summer Cherry Compote Recipe, served over vanilla ice cream. Also delish for breakfast on pancakes or waffles!
This yummy Cherry Compote Recipe is a crowd-pleasing dessert topping!
Serve over ice cream, or with whipped cream. Also delish served with Easy Baked Lemon Ricotta Custard (recipe coming soon!)
Cherry Compote Recipe
Cherry Compote also a delightful summer topping for breakfast or brunch, on pancakes or waffles!
What I love about this recipe is you can use fresh or frozen cherries! So actually, it’s great for winter desserts, too.
Hosting makes happier people
When Paul and I started hosting years ago, we were excited for the opportunity to deepen our friendships. As we saw our large group of friends more and more, we became more connected and happier people. Seriously, friends, if you do not have a small (or large) circle of friends in your life, you are missing out.
Because we hosted so much, and the party always seemed to be at our house (which was fine with us, although we did get a lot of reciprocated dinner invites), we stayed connected with these people. It was fun to graft new people in, too, so the circle was always revolving.
Host an end-of-summer dinner
When you meet new people, instead of seeing your old friends slowly drift away, or get relegated to the back burner—host a dinner!
I always say that summer is the easiest time to host old friends and new.
Create a fresh, lovely, seasonal meal.
Set it out and let everyone serve themselves.
Sit outside and ENJOY! Oh, and you don’t have to clean the house. Another perk of summer!
How to make Summer Cherry Compote Recipe
All you need is cherries, sugar, lemon, and cinnamon for this recipe.
Simmer, and smell the amazing aroma filling the house.
Serve on your favorite ice cream.
We love this Summer Cherry Compote Recipe on Old-Fashioned Homemade Vanilla Ice Cream.
But you can also serve it on gelato! YUM!
We are constantly working on real friendships. Real as in coming together and really getting to know each other.
It takes time and effort to make true, long-lasting relationships, Friends!
Happy weekend and happy hosting!
Get the Recipe:
Cherry Compote Recipe
- 3 cups fresh or frozen cherries, pitted
- 3 Tbsp. sugar
- 3 Tbsp. freshly squeezed lemon juice
- A pinch each of salt, nutmeg, and cinnamon to taste
- In a medium sauce pan, add cherries, sugar, lemon, and spices. When the cherries have defrosted over high heat, bring the liquid to a boil, then reduce the heat to medium-low and bring to a simmer.
- Simmer the cherries until they become thick and syrupy; about 30 minutes.
- Remove from heat and serve hot over custard or ice cream. Simple, easy, tangy, sweet, and perfect for a quick summer dessert!


title: Trump on putin talks good conversation but no immediate peace breakthrough

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US President Donald Trump held a telephonic conversation with Russian counterpart Vladimir Putin and discussed Ukraine’s attack on Russia’s docked aeroplanes and various other attacks that have been taking place by both sides.
Trump said that his conversation with Putin was “good” but “not a conversation that will lead to immediate peace.” He said that Putin “very strongly” said that he will have to respond to the recent attack on the airfields.
In a post on his social media platform Truth Social, Trump stated, “I just finished speaking, by telephone, with President Vladimir Putin of Russia. The call lasted approximately one hour and 15 minutes. We discussed the attack on Russia’s docked aeroplanes by Ukraine, and also various other attacks that have been taking place by both sides. It was a good conversation, but not a conversation that will lead to immediate Peace. President Putin did say, and very strongly, that he will have to respond to the recent attack on the airfields.”
Trump said that he and Putin also spoke about Iran and noted that time is running out for Iran’s decision related to nuclear weapons, which must be made quickly. He said that Putin suggested he would participate in talks with Iran and that he could help reach a rapid conclusion.
“We also discussed Iran, and the fact that time is running out on Iran’s decision pertaining to nuclear weapons, which must be made quickly! I stated to President Putin that Iran cannot have a nuclear weapon, and, on this, I believe that we were in agreement.
President Putin suggested that he would participate in the discussions with Iran and that he could, perhaps, be helpful in getting this brought to a rapid conclusion. It is my opinion that Iran has been slow walking their decision on this very important matter, and we will need a definitive answer in a very short period of time,” Trump posted on Truth Social.
The talks between the two leaders came after Ukraine and Russia conducted some of the largest drone attacks since the war began nearly three years ago. Ukraine carried out a significant drone attack on Sunday targeting deep inside Russian territory, destroying dozens of nuclear-capable bombers and other military aircraft. Meanwhile, US Defence Secretary Pete Hegseth will not attend a meeting of 50 defence ministers at NATO headquarters in Brussels on Wednesday, which is important for coordinating military aid for Ukraine, Politico reported.
It marks the first time in three years that the US Defence Secretary will not attend the meeting. NATO defence ministers and others have regularly held meetings to coordinate funding for Kyiv, and have emerged as an important component of Western aid for Ukraine amid its conflict with Russia. However, the Trump administration has maintained distance from the group, handing over leadership to Germany and the UK. Hegseth will be in Brussels for a meeting of NATO defence ministers on Thursday. However, US ambassador to NATO Matthew Whitaker will attend the Ukraine Defence Contact Group meeting on his behalf on Wednesday, Politico reported, citing a defence official and two people familiar with their plans, all of whom were granted anonymity to discuss internal matters. The US Defence Department has cited scheduling issues for his absence from the meeting.
In a statement, Pentagon Press Secretary Kingsley Wilson said, “Secretary Hegseth’s travel schedule precluded attendance at tomorrow’s UDCG meeting.” She further stated, “The United States is focused on ending the war in Ukraine as quickly as possible, on terms that establish an enduring peace.”
Earlier on Tuesday, White House Press Secretary Karoline Leavitt said US President Donald Trump remains optimistic about the progress being seen amid the ongoing conflict between Russia and Ukraine and urged his counterparts from Russia and Ukraine to talk directly with one another. While addressing a press briefing on Tuesday, Leavitt noted that Russia had handed over a peace plan to the Ukrainian side, and the two nations had agreed on the exchange of prisoners from each other’s nations. When asked about Trump’s statement on the Russia-Ukraine war following the Ukrainian drone strike, Karoline Leavitt said, “The President’s thinking on the Russia-Ukraine war as it stands, I’ve spoken to him about it just this morning, is that he remains positive at the progress that we’ve seen. Again, he urged both leaders to sit down and talk directly with one another, and they did that. Russia handed over a memorandum of peace, or a peace plan, or a suggestion of one, I understand, to the Ukrainian side. They also agreed upon the exchange of prisoners or hostages from each other’s countries.”
“He remains positive about the progress that we’re seeing, but he also is a realist and he realises these are two countries that are at war and have been for a long time because of his predecessor’s weakness and incompetence. So he’s working hard to solve this conflict. And that’s where his mind is right now on it,” she added.
Russia and Ukraine held a second round of direct talks in Istanbul on Monday. The two nations agreed to swap dead and captured soldiers, The Washington Post reported. However, there was no significant progress towards ending the war or even agreeing to a ceasefire. Ukrainian Defence Minister Rustem Umerov, who led the Ukrainian delegation, stated that Russia did not agree to an unconditional ceasefire or a bilateral meeting between the leaders of the two nations. However, both nations agreed to exchange gravely wounded prisoners of war, captives under the age of 25, and the bodies of 6,000 killed soldiers from each side.


title: Right to know act victory party

text:
Please join Communities United for Police Reform (CPR) and members of the #RightToKnowAct coalition on Tuesday, February 13, 6 – 9 pm at Middle Collegiate Church (50 East 7th Street, Manhattan) to celebrate this movement victory. Please RSVP here: bit.ly/RTKAPartyrsvp
Together, 200+ local and national organizations, the families of New Yorkers killed by police, and countless community members did what some once thought impossible: we got half of the Right to Know Act, the consent to search bill (Intro 541), passed into law. This community-created legislation will protect New Yorkers from unconstitutional police searches that they continue to face every day.
We created the imperative for the city to take action to protect New Yorkers against police abuses during common policing encounters. We also shifted the debate with our #NoOn182 efforts – changing the narrative and making clear the harms and serious deficiencies of the counterproductive Intro 182 version advanced at the last minute with zero support from any advocates. By standing together for what was right, we nearly defeated the NYPD-corrupted identification bill, in spite of the full weight of the Mayor & Speaker’s offices backing this bill – the bill only passed with 27 votes, just one more than required to pass legislation. It was the closest vote of the last four-year legislative session.
This victory for our communities would not have been possible without strong organizing efforts by so many throughout New York City – the public education and outreach campaigns in local neighborhoods, getting our communities out to City Hall, building a coalition of over 200 national and local groups, calling legislators, collaborating across sectors and so much more. After so much hard work, it’s time to CELEBRATE! bit.ly/RTKAPartyrsvp


title: Recharging lead acid batteries

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Invented by the French doctor Gaston Planté in 1859, lead acid was the initially rechargeable battery for commercial use. Keep in mind also that battery shops are in the small business of selling batteries and so if you have to go back to them every 3-4 years for a new set of batteries then this is really Excellent organization for them as then you are a repeat consumer. Yes, lead is additional hazardous to folks than lithium, but there is an established, very powerful structure in place to help recycling car or truck batteries, which, according to the EPA are the most recycled products in the United States.
A new battery technologies from Energy Japan Plus promises to alleviate both of these difficulties, and add improved thermal safety into the bargain. Advanced Battery Concepts LLC is a global battery technologies development organization based in Clare, Michigan, and is the initially business to effectively design and style a bipolar, lead acid battery and create and implement a commercially viable manufacturing approach for such batteries. In addition, the business developed what it calls Carbon Complicated, an organic carbon derived from cotton suitable for its Dual Carbon battery.
With regard to cost, the PbC style is roughly one and a half to two occasions that of an sophisticated lead-acid battery, but Granville says Axion’s battery will final four times as long. Battery Energy Storage and Battery Energy Storage systems (BESS) use stored electrical energy in batteries, and feed this power to the electric grid (developing, or facility) at times when it makes financial sense. In addition the PbC charge acceptance far exceeds that of its lead-acid competitors, specially more than time. Exide is selling, in the aftermarket, a carbon (graphite) enhanced AGM lead acid battery, known as Exide Edge.
To place this into viewpoint the average Kiwi residence utilizes around eight-10kW worth of power per evening (from 6pm – 8am) so with this in mind the typical NZ property would require about 6-7 of these units (operating collectively in parallel) to give sufficient storage capacity to get through most evenings with out drawing power from the grid.
Generally the fees compared with a good good quality AGM / GEL Deep Cycle battery is about 30-50% a lot more price, even so recall that most Lead Carbon SuperCapacitor batteries can be used to 80% and even one hundred% DOD (Depth of Discharge) and still give 3x the cycle life of these existing older technologies batteries. It combines ultra-capacitor technology with lead-carbon electrochemistry in a single cell with a prevalent electrolyte.


title: Introduction mapshed guide

text:
Please note: Model My Watershed’s Watershed Multi-Year Model is now the primary framework for running the latest GWLF-E model version. It has replaced MapShed and BASINS because those desktop applications were built on the aging MapWindow GIS package that is no longer supported. If you have questions beyond what is provided in this documentation, please contact us so that we can connect you with MapShed developer Barry Evans, Ph.D.
Alternatively, you can run the latest version in Model My Watershed.
Dr. Barry Evans and his group at Penn State Institute of Energy and the Environment worked to improve the ArcView Generalized Watershed Loading Function (AVGWLF), a GIS-based watershed modeling tool that uses hydrology, land cover, soils, topography, weather, pollutant discharges, and other critical environmental data to model sediment and nutrient transport within a watershed.
AVGWLF has been used for federally-mandated total maximum daily load (TMDL) studies in Pennsylvania since 1999, and regionalized versions of this software have been developed for EPA Region 6 in the southwestern part of the U.S., in New York state, and for New England. AVGWLF has been used by the Mexican Institute of Water Technology for various watershed studies since 2000, and it has been used by other governmental agencies and scientists located throughout the world.
To extend the utility of this software, a major revision was undertaken to move the tool from a commercial GIS software package to a free one called MapWindow. The new software was named MapShed, and it expanded the use of this type of modeling tool to a much larger number of users, many of whom do not have the means to purchase the commercial GIS software needed for AVGWLF.
In addition to the GIS platform upgrade, numerous analytical tools were enhanced to provide additional modeling capabilities such as the simulation of pathogen loads, better simulation of pollutant transport processes in urban settings, and improved assessment of the effects of best management practice implementation on pollutant load reduction.


title: The opiate crisis in los angeles

text:
Los Angeles is facing a horrific opioid crisis. In 2017, there were over 1,500 opiate-related deaths in the city, which is only increasing. This crisis is having a devastating impact on families and communities across the city.
Several factors have contributed to the opioid crisis in Los Angeles. One factor is the over-prescription of opiate pain medication. In the past, doctors often prescribed opiates pain medication for minor injuries and illnesses. This led to an increase in the number of people addicted to opiates.
Another factor that has contributed to the opioid crisis is the availability of heroin. Heroin is a cheaper and more potent opioid, and it has become increasingly available in Los Angeles. This has made it easier for people to get hooked on opiates.
The opioid crisis is having a devastating impact on families and communities across Los Angeles. People who are addicted to opiates often lose their jobs, their homes, and their relationships. They may also turn to crime to support their habit. The opioid crisis also leads to an increase in the number of people who are homeless and living with HIV/AIDS.
With the rise in usage of cheaper opiate drugs such as Fentanyl coming over the border of Mexico into the Los Angeles area, the crisis has seen a much larger amount of deaths.
Fentanyl is a powerful synthetic opioid, approximately 50 to 100 times more potent than heroin. It has a rapid onset of action, with effects occurring within minutes of administration. Doctors most commonly prescribe fentanyl for managing severe pain, such as that experienced after surgery or from a cancer diagnosis; however, it is also often used in illicit forms for recreational use.
Many things can be done to address the opioid crisis in Los Angeles. One thing that needs to be done is to reduce the over-prescription of opiates for pain medication. Doctors need to be more cautious about prescribing opiate pain medication, and they need to make sure that patients are only taking the medication for short-term use.
Another thing that needs to be done is to increase access to treatment for opiate addiction. Many effective treatment options are available, but many people do not have access to these options. Increasing access to treatment will help people addicted to opiates get the help they need.
The opioid crisis is a serious problem, but it is not insurmountable. With the right approach, we can address this crisis and save lives.
Steps to a more hopeful future
There are a number of steps that can be taken to create a more hopeful future for people who are struggling with opiate addiction. These steps include:
Increasing access to treatment: There are a number of effective treatment options available for opiate addiction, but many people do not have access to these options. Increasing access to treatment will help more people get the help they need.
Reducing the stigma associated with addiction: Addiction is a disease, not a moral failing. Reducing the stigma associated with addiction will help people who are struggling with addiction get the help they need.
Providing support for families and friends: Families and friends of people who are struggling with addiction often feel isolated and alone. Providing support for families and friends will help them cope with the challenges of addiction.
LA Valley Recovery is a Los Angeles-based drug and alcohol treatment center. We are dedicated to helping rid people of their addictions one by one. We are here for you if you or someone you know needs help.


text:
Ten mortgage questions for Trinity's Luisa Ciccarelli
Mortgage lenders have been busy making rate changes over the last few weeks. This means brokers have to stay on top of the market to ensure their clients get the most suitable and cost-effective rates.
In our latest blog, we ask Trinity Financial's broker, Luisa Ciccarelli, about her views on the property market and her mortgage tips for buyers.
1) How are you finding the mortgage market at the moment?
The first few months of the year were really busy, especially as the lenders were lowering their rates. There was a lot of positivity. At the moment, lenders have been pushing up costs, so some buyers are holding off until rates come down.
I am still busy running affordability checks and helping buyers work out how much they can borrow. Buyers are still getting offers accepted, and people are remortgaging; it's just not as busy as at the start of the year.
2) Are you speaking to many first-time buyers or people looking to remortgage?
Yes, there will always be people out there looking to buy property and lots of people need to remortgage. I help a lot of first-time buyers purchase flats and houses.
3) Do you find people can borrow the amount they need?
Yes, most of the people I speak to can borrow what they need. There are various products with different lenders designed to help and boost affordability.
I have been using Nationwide’s Helping Hand product for some of my first-time buyers because they can borrow up to 5.5 times their salary. Some lenders are more generous than others, especially if you take a five-year fix. Accord, Halifax, and Santander have some of the most generous affordability calculations.
4) Is it a good idea for first-time buyers to build up a credit rating?
It does make sense to get some form of credit, like a credit card, to boost your credit rating and, ideally, clear the balance each month. Although, this depends on whether you trust yourself to manage the debt.
5) Do you advise borrowers to get a decision in principle before they go property hunting?
Yes, because it gives them a good idea of how much they can borrow and a purchase price to aim for. It is also a requirement when buyers offer on a property.
It is worth remembering a decision in principle just gives an indication of what you can borrow. A full mortgage application will generally need to be submitted to secure a rate.
6) Are your clients taking two or five-year fixes?
My clients are taking a mixture. Many are taking two-year deals because they expect rates to come down and want to take advantage of that. However, many clients are still taking five-year fixes for the security. Some borrowers have to take five-year fixes to borrow enough money.
7) Where are most of your clients based?
I have clients based throughout the UK although most of them are buying in London and the south east. Some of them are buying more unusal properties. I recently had a client buying a house with 15 acres near Birmingham and I helped someone else get funding to convert three flats back into a house near Bath.
8) How long does it take a get a mortgage offer agreed?
This does depend on lenders time scales. It is normally between two weeks and a month although some lenders are much quicker.
9) What advice would you give to buyers?
Get a good broker. Even if we secure you a good deal, I check the market every few weeks to see if there is a cheaper deal. This is really important in these uncertain times.
Don’t let the rates put you off. If you find a nice property, the mortgage is affordable, and you think it’s a good investment, then go for it. For homeowners due to remortgage, secure a new deal six months before it finishes. It is important to have security as we have seen rates change quickly before.
10) How do you think the property and mortgage markets will go for the rest of this year?
I expect the Bank of England to lower the base rate in the summer, which could bring down rates. Lower inflation figures should also help. I am positive about the market particularly as the estate agents I deal with are busy, and people still want to get on the property ladder or move.
Call Luisa Ciccarelli on 020 7016 6152 to secure a mortgage or send her an email.
The information contained within was correct at the time of publication but is subject to change.
Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage