title: How try va fha and you will usda fund explained in

text:
- Fixed-Rates Mortgages: Foreseeable money; large initially rates.
- Adjustable-Rates Mortgage loans: Down initially cost; threat of expanding cost over the years.
Va loans, open to veterans and you may active military, deliver the benefit of zero advance payment with no home loan insurance. Eligibility standards become service period and you may launch conditions.
FHA funds are open to a greater listing of borrowers owed to lower minimum credit scores and you may off costs as little as 3.5%. They do, however, want mortgage insurance policies to guard the financial institution.
USDA financing help outlying homeowners and require no downpayment. These financing are earnings-minimal and you can possessions should be situated in USDA-designated outlying components.
- Virtual assistant Mortgage: No down-payment or mortgage insurance policies; need army services.
- FHA Financing: Low-down commission; financial insurance rates needed.
- USDA Financing: No deposit; restricted to eligible outlying areas and you can money levels.
In the Washington, first-date home buyers has actually certain options to slow down the economic load of buying a house courtesy down-payment direction and you can features. This type of offerings are arranged software and could include forgivable loans in order to ease initial can cost you.
Arizona’s potential home purchasers can talk about the house As well as Down payment Assistance Program, a step made to create to acquire property a lot more available. The application now offers an attractive 29-year repaired-speed mortgage combined with a downpayment advice (DPA) grant. This give can be used for the the brand new advance payment and closing costs and may differ in accordance with the home loan sorts of selected. Potential customers would be to cautiously opinion this new certificates of these assistance programs to be certain it meet criteria such as for instance earnings limitations and you will borrowing get requirements.
Just what Gives and Forgivable Finance Appear in Arizona?
Home buyers within the Washington can also enjoy individuals gives and forgivable funds. A greatest choice is the brand new Homeownership Guidance give, hence just helps with off payments but could additionally be used on settlement costs. An important advantage of these types of offers is because they may not should be repaid when the particular criteria are fulfilled, doing work because the a great forgivable second home loan. The amount and terms of assistance may differ, and you may home buyers are advised to inquire about new software to optimize the newest money they are able to found.
Arizona’s Homebuying Apps to possess Certain Demographics
Arizona offers various homebuying programs tailored to fulfill this new demands of certain demographics within the condition. This type of effort are created to let some organizations including veterans, teachers, earliest responders, healthcare professionals, Local Us citizens, and outlying customers.
Who Helps Experts and Army Families into the Arizona?
The fresh new Washington Institution off Veterans’ Services really works when you look at the cons to assist experts and you may effective military family. They give you experts such as all the way down interest levels and deposit recommendations. Such as for instance, our home Together with program provides a stylish 29-season fixed-rates financial having advance payment guidelines, and then make owning a home alot more accessible when you have supported.
What Apps are available for Teachers, Earliest Responders, and you can Medical care Gurus?
Coaches, first responders, and medical care pros have access to unique property apps taking its efforts with the neighborhood. The great Neighbors Next-door effort also provides high deals into the belongings so you’re able to qualifying anybody throughout these procedures, seeking to encourage them to live-in this new organizations they serve. This can convert so you can nice coupons on the price off a home.
And therefore Efforts Help Local People in the us and you may Rural Citizens?
Indigenous People in the us and you may rural customers may benefit of customized homebuying guidance due to entities including the Arizona Service from Casing. Specialized programs will include less rates of interest and downpayment guidelines to advertise homeownership inside the smaller densely populated areas. Furthermore, the fresh Point 184 Indian Financial Guarantee System try a national step one to particularly aids Native Us citizens when you look at the getting reasonable construction owing to a decreased down-payment and versatile underwriting.


tier: cub

shelf: education

title: lyng.norfolk.sch.uk

text:
Thank you for visiting the Lyng Website. We have recently joined the Nightingale Federation. Therefore whilst the Federation website is being constructed, to include Lyng Primary School, individual school websites may not be fully inclusive of information and updated. Please contact the school for any further information you require during this process. We look forward to welcoming you to the new website in due course.
Hello and a very warm welcome to our school, and our web site.
Lyng Church of England Primary school is a smaller than average village primary school, situated in the village of Lyng, in the Wensum Valley. We have a modern building with wonderful grounds for outdoor learning.
Many of the children here join us from the Wensum Valley Nursery School, adjacent to the school. This enables staff from both settings to work closely together, with parents and children, to ensure a happy transition from nursery to school.
At the end of Year 6, the majority of our children leave us to join Reepham High School and College.
At Lyng Church of England Primary Academy, what is important is the feeling of a happy family school. We aim for every child to feel secure, valued and able to grow into a confident individual with a love of learning.
We believe that every child is unique and special, and should be given the encouragement and chance to shine, to be the best they can and achieve their personal best.
Our Christian ethos underpins our daily life at Lyng CE Primary Academy, and through our core values, we aim to inspire each child to value, respect and care for themselves, each other, and our world. We provide a caring and supportive environment to enable every child to feel accepted and respected as part of our school family. We help our children to develop an understanding of values that underpin the Christian faith.
At our school we are committed to providing a broad and varied range of experiences and opportunities. As well as focussing on the core skills of literacy and numeracy, children learn through our topic based creative curriculum. We have high expectations of behaviour and focus on development of positive attitudes to learning. We want our children to leave us as well rounded individuals who love learning and have the confidence and skills to face new challenges.
I am very proud to be the headteacher here and I hope that this website will give you a flavour of our vibrant and happy school.


shelf: home-craft

text:
As many of you know, we are going to be welcoming a
new baby boy into our family in November...which I am so excited about!
A little over a week ago, I had my baby shower and received so many wonderful gifts from family and friends.
Among these presents, were some very special handmade things given to me by my two sisters-in-law.
These two girls are amazingly talented and thoughtful.
My one sister in law, Erica, knit this beautiful sweater for our baby boy. This is the Rufus Textured Cardi from the book Vintage Baby Knits knit from Knit Picks City Tweed dk. So adorable!
And in my favorite color too!
She also made this AMAZING mermaid for my daughter as a "big sister present". This mermaid is seriously one of the cutest knitted things I've ever seen. There is so much detail.. I know she must have put a lot of time into it.
My daughter's 4 year old dark-haired cousin has a matching doll with brown hair so that they can play mermaids together. So very sweet.
And as you can see.. my daughter loves it! They have been inseparable friends lately.
There was a moment of panic in our house when mermaid fell tragically behind my daughter's bed.. but she was soon rescued.. and all is well again. :)
My other talented sister-in-law, Malaree, made this amazing handsewn jacket for our new little one.
But I should mention... it also came with matching appliqued onesies...
AND reversible pants...
Yes. And EVEN matching shoes.
Does it get any cuter than that?
She seriously outdid herself with this one. I cannot wait to try this outfit on our baby!
These handmade gifts mean so much to me. It makes me feel so special that someone would spend the time to make these beautiful things for us. I truly appreciate all of the time and effort that went into each of these items, and they will be treasured for years to come.
Thank you so much!


shelf: history-culture

title: Tickets on sale now!

text:
Tickets on sale now!
Southampton Film Week and Silver Street Films proudly present The Hunchback of Notre Dame with Aaron Hawthorne at the Guildhall Compton Organ.
Step into the mesmerising world of silent cinema as Aaron Hawthorne takes you on a thrilling musical journey alongside the iconic 100-year-old silent thriller, “The Hunchback of Notre Dame.” Get ready to be transported to the enchanting streets of Paris as Aaron breathes new life into this cinematic gem.
In 15th-century Paris, the brother of the archdeacon plots with the gypsy king to foment a peasant revolt. Meanwhile, a freakish hunchback falls in love with a gypsy dancer. The Hunchback of Notre Dame was Universal’s largest-scale silent film and paved the way for the rest of their enduring legacy of gothic horror from the golden age of film. A heart-rending adaption of Victor Hugo’s 1831 novel, Notre Dame de Paris with a legendary performance by Lon Chaney.
The Guildhall Compton Pipe Organ is one of Southampton’s greatest hidden treasures. Witness to all the artists, bands, performances and events which have taken place at the 02 Guildhall, the organ pipes wait patiently and quietly above the stage for opportunities such as these when at the hands of the maestro they are brought to life. Our organ in Southampton is wonderful and unique, providing two beautiful walnut consoles – one classic and one theatre, or Variety as it was originally called. The consoles are positioned either side of the stage and like the pipes above the proscenium arch generally go unnoticed.
This event provides a wonderful opportunity to enjoy the wonder of the silent-age as it would have been experienced at the time The Hunchback of Notre Dame was produced, whilst enjoying the magnificent Compton Organ and a glimpse of an often over-looked jewel in the City’s rich heritage.
If you enjoyed last year’s screening of Buster Keaton’s Sherlock Jr (1924) with live music from the Compton organ than you will love this event!


shelf: civic-law

title: 21 states doe launch initiative grid enhancing tech

text:
“We’re focusing on squeezing every amp that we possibly can out of the existing lines that we have,” Dominion Energy’s Matthew Gardner said at a White House forum.
Twenty-one states will work with the federal government to expand the use of grid-enhancing technologies, called GETs, and advanced conductors in an effort to get more throughput out of the existing transmission system under an initiative launched Tuesday.
As part of the effort, the parties pledged to increase state and federal cooperation on intraregional and interregional transmission planning, according to the Federal-State Modern Grid Deployment Initiative.
Participants also plan to consider innovative partnership models, pool resources and jointly plan transmission and distribution infrastructure development.
The states committed to explore ways to spur the use of GETs and high-performance conductors, which could include considering the technologies in grid planning and offering utilities financial incentives to use them, according to the initiative.
The states in the initiative are Arizona, California, Colorado, Connecticut, Delaware, Hawai‘i, Illinois, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Washington, and Wisconsin. They are all led by Democratic governors and are members of the U.S. Climate Alliance.
GETs are the lowest hanging fruit for adding capacity to the grid at the least cost, according to Jennifer Granholm, secretary of the U.S. Department of Energy. “So there’s no reason not to love grid-enhancing technologies, unless you’re a transmission developer,” Granholm said Tuesday at a White House summit on grid modernization.
Read more at Utility Dive


shelf: science-engineering

title: Facts about human chromosomes

text:
Human chromosomes are strands of DNA carrying all the important information about a human being. Here are some interesting facts about human chromosomes.
A chromosome, by definition is a threadlike strand of DNA in a cell nucleus that carries genes, the units of heredity, in a linear order. Human beings have 22 chromosome pairs and a pair of sex chromosomes. Apart from genes, the chromosomes also contain regulatory elements and nucleotide sequences. They house DNA-bound proteins which control functions of the DNA.
Interestingly, the word ‘chromosome’ originated from the Greek word, chrome meaning color. Chromosomes got their name owing to their property of being stained by dyes. The structure and nature of chromosomes varies across different kinds of organisms.
Human chromosomes have always been a subject of interest for researchers working in genetics. The wide range of factors that human chromosomes determine, the abnormalities they are responsible for, and their complex nature have always invited the interest of many.
Interesting Facts about Human Chromosomes
Human cells have 23 pairs of nuclear chromosomes. A chromosome is made up of a DNA molecule that contains genes. A chromosomal DNA molecule contains three nucleotide sequences, which are required for replication. On staining the chromosomes, the banded structure of the mitotic chromosomes becomes apparent. Each band contains numerous DNA nucleotide pairs.
Human beings are sexually reproducing species and have diploid somatic cells having two sets of chromosomes. One set is inherited from the mother and the other from the father. As against the body cells, reproductive cells have a single set of chromosomes. The crossover between chromosomes results in the creation of new ones. The newly created chromosomes are not inherited from any single parent. This is why not all of us exhibit traits that are directly derived from one of our parents.
There are 24 distinct human chromosomes out of which 22 are autosomal chromosomes and the remaining two are sex-determining chromosomes. The autosomal human chromosomes are numbered from 1 to 22 in the decreasing order of their size. An individual has two sets of the 22 chromosomes, X chromosome from the mother, and an X or a Y chromosome from the father.
An abnormality in the content of the chromosomes of a cell can cause certain genetic disorders in human beings. Chromosomal abnormalities in human beings are often responsible for the appearance of genetic disorders in their children. Those with chromosomal abnormalities are often only the carriers of the disorder, while their children actually exhibit the disorders.
Chromosomal aberrations are caused by a variety of factors namely, deletion or duplication of a part of a chromosome, inversion, which is the reversal of the direction of a chromosome, or translocation wherein a part of a chromosome breaks off to attach to some other chromosome.
An extra copy of chromosome 21 is responsible for the genetic disorder known as Down’s syndrome. The trisomy of chromosome 18 results in Edwards syndrome that may cause death in infancy.
The deletion of a part of the fifth chromosome leads to a genetic disorder known as ‘cri du chat’, meaning ‘cry of a cat’. Those affected by this disorder show a cat-like crying in childhood and mostly, are mentally retarded.
Disorders caused by sex chromosomes include the Turner syndrome wherein female sexual characteristics are present but underdeveloped, the Triple-X syndrome in girls and the XXY syndrome in boys, both causing dyslexia in the affected individuals.
Chromosomes were first discovered in plants. Van Beneden’s monograph on the fertilized eggs of a roundworm, led the research further. Later in time, August Weismann proclaimed that the germ line was different from the soma and he discovered that the cell nucleus housed the hereditary material. He also proposed that fertilization results in a new combination of chromosomes.
These discoveries were cornerstones in the field of genetics. Researchers have achieved a sufficient amount of knowledge of human chromosomes and genes but there is still a lot to be discovered.


shelf: software-docs

title: ROLL-UP SCREENS CARBON

text:
ROLL-UP SCREENS CARBON
Light, fast, removable. Exclusively from Gerriets.
Ideally suited for permanent installation or mobile use. This applies in particular to the following areas of application: Front/rear projection screens; brochures; optical and/or acoustic partition curtains in theaters, opera houses and concert halls; convention centers; tours and trade fairs. The tubular elements are made of lightweight, high-strength carbon fibers. This has the advantage that long tube lengths are possible with minimal weight and large spans with minimal deflection.
TUBE - For medium and large formats
TUBE is a mobile roll-up screen system for medium and large formats with tube lengths of up to 12.0 m and hanging heights of up to 9.0 m as well as variable lifting speeds of approx. 0.2 to approx. 0.9 m/s. Thanks to the high-quality carbon technology, the systems have a low weight with high stability and are therefore predestined for the theater, training, event, touring and trade fair sectors.
MEGASCREEN TOUR - For mobile large formats
MEGASCREEN TOUR is unique in terms of mobility, dimensions and speed.
A transportable, quickly assembled and dismantled projection screen system for very large formats with tube lengths of up to 30.0 m and hanging heights of up to 15.0 m as well as variable lifting speeds of approx. 0.1 to approx. 0.4 m/s.
Thanks to the combination of innovative winding technology and high-quality carbon technology, the system can be used for mobile theaters, events and trade fairs as well as for fixed installations.
MEGASCREEN - For permanently installed large formats
MEGASCREEN is a projection screen system for large formats with tube lengths of up to 24.0 m and hanging heights of up to 15.0 m as well as variable lifting speeds of approx. 0.1 to approx. 0.3 m/s.
Due to the modified design of the carbon tube and a simplified connection of the tube modules, the roll-up screen system is ideal for permanent installation.
We recommend final bonding of the tubes on site.
TUBE and MEGASCREEN TOUR adapt flexibly to spatial conditions thanks to their simple installation technology. MEGASCREEN TOUR and MEGASCREEN are the only products of this type with dimensioning of the load-bearing and safety hinges in accordance with DIN 56950-4 and DIN 56950-1.
All CARBON roller screen systems can be operated with Gerriets controls from the G-FRAME 54 series. The speed can be continuously preset using a rotary potentiometer. Versions with three programmable intermediate positions and/or DMX interface are also available.
! With DMX control, the system is no longer CE-compliant.
Depending on the application and type of projection, our roller screens can be fitted with customized projection screens from our screen range or with textiles from our collection. Please refer to the individual product information.


shelf: health

title: Victoria announces pfizer eligibility changes and more first dose appointments

text:
Victorians aged between 16 and 39 will be eligible to receive the Pfizer vaccine from tomorrow.
Last week, Prime Minister Scott Morrison announced Australians between the ages of 16 and 39 would be eligible to receive the Pfizer vaccine from Friday August 30.
This morning, Victorian Premier Dan Andrews brought that date even closer, announcing the eligibility changes would come into effect for Victorians from Wednesday August 25.
What you need to know
- Victorians between the ages of 16 and 39 will be eligible to receive the Pfizer vaccine from Wednesday August 25
- Over 830,000 vaccination appointments will be made available over the next four weeks
- Newly eligible Victorians with existing first-dose appointments will be offered Pfizer from tomorrow
Stay up to date with what’s happening in Melbourne here.
Victorians with a first-dose vaccination appointment scheduled after Wednesday August 25 can choose to receive Pfizer or AstraZeneca, depending on the doses available at the vaccination clinic, even if the appointment was booked for AZ.
While the eligibility has changed, Pfizer doses are still limited in Australia and the government has advised that the best vaccine is the one you can get today.
Over the next four weeks, 830,000 vaccination appointments will be made available across Victoria, including 450,000 first-dose appointments for the Pfizer vaccine.
New appointments will be available from 7am on Wednesday August 25 and can be booked via the online booking service or by phoning the Coronavirus Hotline on 1800 675 398.
“We’ve already delivered more than 230,000 doses towards our 1 million jabs target which is a mammoth effort. But please, if you haven’t had your vaccination yet, just book it in today to protect yourself and your loved ones,” said Premier Dan Andrews.
I know a lot of you have been waiting to hear this news:
Check the thread for more info, but from 7am tomorrow, all Victorians over 16 will be eligible to book an appointment to be vaccinated at state vaccine centres. pic.twitter.com/CrqedrtFFj
— Dan Andrews (@DanielAndrewsMP) August 24, 2021
Book your vaccination appointment here or by calling 1800 675 398.


shelf: finance

title: Ultra running choices

text:
UltrAspire, the first name in innovation, is committed to assisting all types of athletes, particularly those who engage in running, ultra running, triathlon, cycling and other endurance events, in knowing what their choices are. How to select and use the best and most efficient resources available, and make selections from amongst these based on individual ability, need, event types and personal preferences. The choices are not always simple or straightforward even for the most seasoned, hardened or experienced of ultra or endurance athletes. So, what is a person to do to keep body and soul together and operating at optimal levels? At UltrAspire it’s believed that all the answers begin with choice—knowing what to choose and why for your ultra running adventures is a great beginning!
With this goal in mind, UltrAspire is proud to announce the launch of a series of blog posts by founder and legendary ultra-athlete Bryce Thatcher. Bryce, who has 30+year history as a designer/innovator, trainer and coach. He is known as the inventor of the modern hydration “pack”, a pioneer of “fast packing,” minimalist alpine ultra running, and a Grand Teton ascent/descent record holder for almost thirty years. He is an endurance athlete, avid trail runner, skier, cyclist, canyoneer, and devoted dad who enjoys pushing his own limits and helping others push theirs. His ideas spring from activity and are developed through real life testing, feedback and more testing.
The series will cover a wide range of topics and be filled with memoirs, stories, metaphors, anecdotes and even humor, with a goal toward assisting others in making choices based on knowledge and understanding…so that every athlete may make great lifestyle and training choices. Inform your workout and enhance your race day! Please check the UltrAspire web pages and Facebook for regular installments of “Bryce Speaks: It’s All About Choice” as well as blogs from our other authors.
UltrAspire invites all constructive discussion.
Photo 1: UltrAspire Immortal retreat, Photo credit: Jim Speth
Photo 2: Bryce Thatcher after FKT Grand Teton Record in 1983, Photo credit: David Stump
Photo 3: Bryce running Hurricane Jem Marathon, Photo credit: Jim Speth


tier: kodiak

text:
Amnesty International has left Hong Kong but there will still be candles in the darkness
By Chow Hang-tung, human rights activist, Tiananmen vigil organizer and barrister, currently jailed in Hong Kong
It was a sad moment when Amnesty International closed its Hong Kong offices after standing for more than 40 years in my city.
This organization is very important to me — and not just because they have campaigned for my release since I was imprisoned last year.
Amnesty has been the window that gives an international perspective to my human rights work. Seeing its demise is like watching parts of myself disappear, leaving an empty shell floating in the rubble.
My connection with Amnesty did not start in Hong Kong, but while I was in the UK studying at Cambridge. At that time, as an ignorant college student, I assumed there would be plenty of societies dedicated to the Tiananmen crackdown or other China-related issues.
But finding none that specialized in that particular area, I enrolled in Cambridge University Amnesty International (CUAI).
It was only after I joined that I learned that Amnesty is the world’s largest membership-based human rights organization, with millions of members in more than a hundred countries — democratically deciding on the issues and directions it wants to focus on, independent of any political power or national force. I was struck by the notion that the unifying power of an idea could be so great.
The bottom-up approach in the organization can transcend cultures and borders, bringing together the power of ordinary people into a force that no country can ignore. I got up the nerve to run for the executive committee and became an executive member — organizing letter-writing groups for prisoners of conscience around the world, as well as exhibitions, lectures, debates, screenings, fundraising galas, even competitive letter-writing contests.
I felt good that I, as an individual and a member of a collective, could do something to fight injustice.
CUAI’s most iconic event is CAGE! A group of students are locked up in relay in a cage perched on the King’s College lawn for 24 hours a day, while asking people to sign, donate or take action. Now I am one of those prisoners of conscience we were campaigning for, and I really do sleep on a hard bed in jail. But I don’t really feel that uncomfortable.
The CUAI has a high degree of freedom, and my first attempt to organize a June 4 memorial in Cambridge was under the CUAI umbrella. Amnesty was the inspiration for my advocacy. Without that period of experimentation and experience, I probably would not be the person I am now.
When I returned to Hong Kong in 2010, I represented Amnesty — working alongside colleagues all over the world. I learned that by listening more to other people’s stories and struggles, you feel less trapped in your own problems. It helps you realize yours is not the only struggle.
For a decade I have been passionately involved in the Hong Kong Alliance in Support of Patriotic Democratic Movements of China (the Alliance), which organized the city’s Tiananmen vigil — until it was forced to disband last year with many of our most prominent members detained.
The Alliance is a world away from Amnesty. It was a small, single-issue organization run by dedicated and enthusiastic members, yet it is respected and beloved among people in Hong Kong.
I had the privilege of experiencing a time when Hong Kong was still open and pluralistic, and when global human rights organizations were not viewed with suspicion and hostility because of their international status. People were able to participate in both local and international organizations, to collaborate and interact with a variety of groups, so that different experiences could complement each other and civil society as a whole could grow and progress in a diverse and communicative way, making Hong Kong truly a world city.
That is not the Hong Kong the next generation stands to inherit. Hong Kong as a society is going exactly in the opposite direction — denying diversity, hostile to foreign views, with a disjointed and battered civil society increasingly afraid to collaborate with each other. That makes it hard for groups like mine to survive, which is of course the intention.
The departure of Amnesty is an unmistakable warning sign to the outside world about just how dire the state of human rights is in Hong Kong. There can be no more pretence of freedom.


title: 3 Bed Villa for Sale in Sucina

text:
3 Bed Villa for Sale in Sucina
This spacious detached villa in Sucina is built on a double plot of approx 500m2 with a very large swimming pool in the second plot offering extensive outdoor space. The entrance to the garden is gated and leads into a garden area with a carport drive on one side of the property and garden on the other side leading to the spacious pool area with plenty of tiled terrace areas, dining areas around the pool. There is a front porch on the villa entering into a very large living/dining room with open plan kitchen; the living room has a curved wall feature and a fireplace allowing plenty of sunshine into the room, it comes with 2 sofas, fireplace and air conditioning. The dining area has glass dining table and metal dining chairs in an open plan space ajoined to the living area and kitchen. The kirchen has fitted kitchen cupboards in traditional white design with granite worktops with plenty of storage, ceramic hob, oven, canopy, fridge freezer, dishwasher and washing machine. The living room leads to a hallway which leads to 2 downstairs double bedrooms; the first double bedroom comes with fitted wardrobes with mirror doors, 2 single beds and ceiling light/fan. The second downstairs bedroom has a double bed, fitted wardrobes with mirror doors and a ceiling light/fan. The bathroom is at the end of the hallway, it is tiled from floor to ceiling with bathtub/shower, wc, bidet and vanity unit. There is a storage cupboard under the stairs from the hallway. The stairway of granite with metal bannisters and wooden rail features in the living room leading up to the first floor where there is a hallway area with further storage space and patio doors leading to the upper terrace which overlooks the garden and pool below. The hallway leads to a further double bedroom with double beds, drawer units, fitted wardrobes with mirror doors and airconditioning unit. The second bathroom is next to the bedroom with fitted shower, wc and wash hand basin, tiled from floor to ceiling. The flooring throughout the villa is of quality light cream ceramic tiles and the villa comes furnished with the inside furniture. This unique villa is situated in a quiet residential street just a short walk to the traditional Spanish village of Sucina with all amenities of restaurants, supermarkets, pharmacy, medical centre, school and good community. Just 20 minutes to an airport and 25 minutes to the coast, this beautiful villa is highly recommended for viewing.


title: Ant man

text:
First is Iron Man 3 coming out May 3, 2013. Directed by Shane Black, the story seems based on the Extremis arc from the Iron Man comics, though long-mentioned villain the Mandarin will be appearing as well. Footage from Comic-Con showed Ben Kingsley as Mandarin attacking Tony Stark’s home. Robert Downey Jr., Gwyneth Paltrow, Don Cheadle, Paul Bettany, and Jon Favreau return, along with Guy Pearce, Rebecca Hall, Ashley Hamilton, James Badge Dale, and Avengers star Cobie Smulders. There was buzz a few months ago about “Iron Patriot” armor that just turned out to be repainted War Machine armor.
Next is Thor: The Dark World on November 8, 2013. Alan Taylor is now attached to direct, and most of the cast is returning. There have been no official villain reveals, though the rumor cloud is that it will be new villains with Loki lurking around doing his Loki thing. Chris Hemsworth, Natalie Portman, Tom Hiddleston, Anthony Hopkins, Stellan Skarsgård, and Idris Elba are reprising their roles from the first film. Joshua Dallas can’t reprise Fandral due to tv commitments, but is being replaced by Zachary Levi, who was originally slated to appear in the first Thor.
Captain America: The Winder Soldier is the Captain America sequel whose title might be giving away the plot line. The original story featured the return of Cap’s sidekick Bucky as a brainwashed killer, so we’ll see if that ends up happening. One casting announcement we do have is Anthony Mackie as Sam Wilson/the Falcon, who was Cap’s sidekick for a long time in the 1970s and one of the first black superheroes. Chris Evans is returning (duh!) but besides being directed Joe and Anthony Russo and a release date of April 4, 2014, we don’t have much more information.
By far the craziest announcement was the confirmation of Guardians of the Galaxy, due on August 1, 2014. This is a different Guardians of the Galaxy team than the one I grew up with: Groot, Drax the Destroyer, Rocket Racoon, Gamorra, and Star-Lord. Though I am familiar with Drax and Gamorra from old Adam Warlock titles, the rest are new to me. Basically, Marvel is creating a $200 million film starring a raccoon and a tree fighting aliens, which will then lead into Avengers 2. Sure, I’ll play along!
Promo art for Guardians of the Galaxy:
Finally, there will also be an Ant-Man film, but beyond Edgar Wright showing off test footage, there was no real announcement of anything important about Ant-Man. But one day, there will be an Ant-Man film. And it will be triumph-ANT!
Pics via AICN


title: 859

text:
CCS (Conduct) Rules, 1964 – Permission to avail of mileage points earned by Government servants on tickets purchased for official tour/visits and acceptance of ‘Free Companion Ticket’ introduced from time to time by various airlines by Government servants.[ DoPT OM N0.11013/7/2008-Estt. (A) Dated the 9th August, 2010]
The undersigned is directed to refer to Department of Personnel and Training O.M. No. 11013/7/2008-Estt. (A) dated 03.06.2008 on the subject mentioned above (copy enclosed) and to say that references are being received regarding the free Companion/spouse ticket offers in the case of domestic travel extended by the airlines on payment of full fare.
2. In this context, Department of Expenditure have clarified as follows : –
(a) In their OM F.No. 7(1) IE.Coord/2008 dated 01.10.2008 instructions Have been issued regarding :-
(i) Buying the cheapest fare in Economy/Business Class travel, preferably by getting information through the internet.
(ii) Using Corporate Coupons for Economy/Business Class travel through proper planning and coordination.
(b) Instructions for travel on Government account only by Air India were thereafter issued on 13.07.2009. Subsequently, vide OM dated 01.10.2009, all the Ministries/Departments were notified about the packages/ concessions offered by Air lndia for Government of lndia Officials. All the above instructions were intended to effect economy in the matter of expenditure on air travel by Government of lndia officials, while on tours.
(c) In regard to whether the free companion ticket offered by Air India while domestic official tour can be availed of, it may be noted that free companion tickets are provided by the Air lines for domestic travel against full fare tickets only. Purchase of full fare tickets defeats the purpose of instructions issued.
3. It is, therefore, clarified that Government of lndia officials are not expected to purchase full fare Air tickets but instead avail of – (a) the coupon supersaver booklets being offered by Air lndia for Government of lndia officials as notified vide the Ministry of Finance (Department of Expenditure) OM dated 1′ October, 2009;
(b) Supersaver scheme for Business class; or (c) go in for the cheapest Air lndia fare. In the circumstances, free companion/spouse ticket offers in the case of domestic travel, which are made on payment of full fare, cannot be availed of.
4. Accordingly, all Ministries/Departments are advised to ensure compliance of the instructions by all Government servants in this regard.


title: 2

text:
Internal friction peaks associated with the presence of hydrogen in eight types of high chromium-nickel alloy steel were observed in measurements with a torsion pendulum. The optimum temperature for maximum internal friction lies between 610-640℃ for a frequency of vibration of about 1.5 cycles per second. Systematic investigations were made with specimens containing 18% of Cr and 12% of Ni. The elementary process for this internal friction peak was found to be a relaxation process, associated with an activation energy of about 46,000-50,000 calories per mole. Judging from the value of this activation energy, as well as from the behavior of the internal friction peak when the measurements were taken while the temperature was raised, lowered and kept constant, the conclusion was reached that the new internal friction peak is associated with the stress-induced micro-diffusion of hydrogen molecules in high alloy steels.Internal friction measurements were also able to disclose the temperature range in which transformations between hydrogen molecules and hydrogen atoms are taking place in 18 Cr 12 Ni alloy steel specimens for a given rate of heating and cooling. The results obtained are in agreement with those found in the literature.
The acoustic internal friction of iron vibrating transversely in a steady magnetic held was measured by means of Rochelle salt (NaKC4H4O6·4H2O) crystal plates, the frequency of vibration used was 1633 cycles/sec. When the strength of the magnetizing field is lower than 40-50 oersteds, the curve showing the dependence of internal friction on magnetic field strength is almost flat, and becomes steeper for a higher field strength. However, as the field intensity exceeds 150 oersteds or so, the change of internal friction with field strength becomes slower again, and finally approaches to a maximum value. This maximum value of internal friction does not decrease under a saturation magnetic field. Such a phenomenon has not been observed before.According to a preliminary analysis, the observed internal friction may possibly be associated with the rotation of the magnetization vector of the magnetic domains in iron vibrating transversely in a steady magnetic field. The magnetization vector of the magnetic domains is turned because of the bending of the specimen. The action of the magnetizing field, however, tends, to turn the magnetization vector back so as to be parallel with the field direction. Through magnetostriction, the rotation of the magnetization vector induces an auxiliary strain in the specimen. A definite amount of time is required in the process of the coupling between the magnetic and elastic phenomena. This creats a condition for which the strain lags behind the stress, and gives rise to internal friction under periodic stress.
A thorough investigation by means of X-rays has been carried out with the purpose to determine the nature of the ternary phase τ in Al-Cu-Ni alloys. In contrast with the conventional concept of alloy phase which is characterized by a definite type of crystal structure, systematic structure changes are found in the single phase field of τ which occupies quite an extensive area in the isothermal section of the phase diagram at room temperature. There are eight types of structures altogether, all derived from a basic rhombohedron with corners occupied by Al atoms and centres either occupied by the heavy atoms or remaining vacant. The basic rhombohedron is the building stone in the crystal architecture. By transforming the basic rhombohedron into a hexagonal prism in the usual way, all structures may be considered to be built up by stacking together a number of these hexagonal prisms along the triad. The transformation of one structure into another is quite systematic in the way that the number of the stacking stories in the unit cell increases according to the order 10, 11, 12, 13, 14, 15, 16, 17. The atomic arrangements in the different structures are closely related too, in the respect that they are all superstructures due to the presence of ordered vacancies in the rhombohedral centres.The principal factor controlling the formation of these structures has been fully considered. In view of the fact that the change of structure types follows closely with the content of Ni or Cu for alloys of constant Al content, the atomic size factor appears to be unimportant in the formation of these alloys. It has been shown that for alloy phases of the defect lattice type as the r-phase, the most fundamental factor is the average number of valency electrons per structural unit which is the basic rhombohedron in the present case. By assuming Hume-Rothery's valencies, the average number of valency electrons remains remarkably constant throughout the entire phase field, while the electron concentration varies with compositions. It has also been pointed out that for alloy phases where there is no unit cell change, the average number of electrons per structural unit is equivalent to the number of electrons per unit cell, and for alloy phase where there is no defect, this is in effect equivalent to the electron concentration.


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How do I access my mailbox using an e-mail client via POP3?
There are 2 ways to access your mailbox. One is via an e-mail client and the other is via the webmail interface using a browser. Examples of e-mail clients are Microsoft Outlook, Microsoft Outlook Express, Windows Mail, Eudora, Entourage, Mac Mail, Thunderbird, etc. Any mobile devices, such as iPhones, Andriods or BlackBerries, can also be considered as e-mail clients.
If you set up your email client to use POP3 as the incoming/receiving protocol, messages on the server will be downloaded directly to your local machine. The advantage of a POP3 connection is that all messages are stored locally and therefore, they are not occupying disk space on the server side. For heavy email users, managing messages locally using a full featured email client is also a much more efficient option. As such, POP3 connections are recommended for desktops or laptops or devices with large disk storage. As a side note, SMTP is always paired with POP3 as the outgoing/sending protocol. Please find the settings for POP3 access below:
i) Non-SSL connection (obsolete, insecure connection - not recommended)
Please enter your domain to display mail settings:
For specific email client setup, please click here for Microsoft Outlook; here for Mozilla Thunderbird; here for Apple iPhone/iPad; here for Mac Mail.
In some cases, users may encounter a security warning regarding the SSL certificate by the e-mail client. The only reason for the warning is because the SSL certificate is tied to our official domain, "namespro.ca", instead of the user's own domain. For most end users, it is not economical to purchase a yearly SSL certificate purely for the purpose of encrypting their e-mail connection. As such, we are providing this secure connection service to our users free of charge.
That being said, most of the newer e-mail clients have an option to "allow this exception and store this certificate permanently". What this means is that users can simply approve the certificate once and will subsequently be able to connect without further warnings. However, if there is no such option in your case, a quick resolution would be to simply switch your mail server names to a "xxxxxxx.namespro.ca" mail server name. The functionality of your e-mail connection will remain exactly the same, but this change will bypass/satisfy the generic warning that one may be encountering. To obtain the correct "xxxxxxx.namespro.ca" mail server name for your application, please send us a ticket via our online support system. We will be glad to provide the necessary information and instructions on how to proceed.
If you wish to access your mailbox via the webmail interface, please refer to KB-2005 for more instructions.
If you wish to access your mailbox using IMAP, please refer to KB-2007 for more instructions.
If you have forgotten your mailbox password, please refer to KB-2003 (free mailbox & e-mail hosting only) or KB-2004 (Windows hosting only) for more instructions on how to reset it.
last updated = Oct 24, 2019 01:27:19 EST
category = e-mail
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KB-2007 How do I access my mailbox using an e-mail client via IMAP?
KB-2008 I can receive e-mails but cannot send. What is the problem?
KB-2001 How do I setup/manage my mailboxes? (Windows hosting only)
KB-2000 How do I setup/manage my mailboxes? (free mailbox & e-mail hosting only)
KB-2004 How do I retrieve my mailbox password? (Windows hosting only)


title: EVP, Chief Analytics Officer

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EVP, Chief Analytics Officer
Patrick McGill has a background as a family physician. He joined Community Health Network around 10 years ago as a practicing family doctor. In 2012, he got involved with the optimization of Epic, their EMR system. When Epic began their position builder program he asked to become a certified physician builder, something that led to him becoming the organization's Medical Director of Physician Informatics. After leading strategic initiatives around Clinical Process Improvement, he became the senior VP for Clinical Strategy, leading all their service lines in strategies for growth, reducing clinical variation and success in population health. He was appointed Chief Analytics Officer two years ago, after an assessment by Gartner recommended a dedicated Office of Network Analytics to help them gain insights. In addition to Analytics, McGill also leads Information Technology, Clinical Informatics, Business Process Management and Regulatory Reporting.
He subscribes to the servant leadership model, putting his team first. He also describes himself as driven, dedicated, with high expectations, but also very approachable. "I would argue that a lot of the time my leadership style is pushing from behind – pushing my peers and direct reports from behind to see a bigger vision that may not be on their radar."
One of the most common mistakes leaders make is lacking a clear vision and direction, he says. "It really comes down to knowing where you want the organization to be, how you want to get there, and the ability to articulate that in a clear path. It's difficult but I think it's critical. I think sometimes we overlook the amount of work that it takes to really get people to buy into it.”
"Governance and the structure of decision-making are also really important, the structure of tying direction back to the organizational strategy" he says.
"What can end up happening is that there are a lot of small projects, and a lot of things moving but they're not moving in the same direction, or with the organizational strategy."
Read the full story: HERE
“We took a very user-centric approach, making sure that the tools, the people, the processes that we were selecting were going to work for our industry and our organisation”


title: Socially responsible investing

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Sustainable funds outperformed their traditional peers in 2023 and saw returns of 12.6%.
Socially responsible investing is an approach to choosing profitable investments that also look out for humanity. And the numbers speak for themselves — we believe it’s no coincidence that companies delivering on long-term performance, are also the ones who respect life on earth.
Like regular mutual funds*, SRIs invest in well-known and lesser-known companies. The difference is:
The investments we, and our partners Aviso Wealth, offer vary in how they’re constructed and managed. They may use one or multiple methods to add impact to their portfolio.
Adding goodness through ESG integration or thematic investing, some funds seek investments with a measurable positive impact and positive return.
Fund managers may bring heat to the boardroom through shareholder engagement — where they put forth and vote on proposals to make change at companies you invest in.
Negative screening may be conducted to exclude companies earning revenue in harmful industries such as fossil fuels and military weapons.
Do good and make guaranteed returns with term deposits. Vancity’s term deposits don’t sit in a vault, much of it helps finance our local communities.
View legal details
* Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions, their values change frequently, and past performance may not be repeated.


title: COACH KEITH SHAW

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COACH KEITH SHAW
Imagine the impact and transformation that you can create by having Coach Keith Shaw as a partner and advisor! Partner with a Fortune 500 coach that has 30 years of experience and access to the world-class leadership and personal development content of John Maxwell!
One on One coaching provides individual focus and attention to the specific growth needs of the client.
Organization Group Coaching sessions are small groups of 2-4 managers from the same company as a cohort.
Virtual Group Coaching & Training consists of weekly training on leadership and personal development topics, to include Q&A and hotseat coaching
-John Maxwell Certified Coach & Speaker
-Master Coach University Certified
-20 Years of Fortune 500 Experience
-30 Years as a Trusted Advisor to Business Leaders
-Former University Professor
-Certified DISC Behavior Style Analyst
-SHRM-Senior Certified Professional
-Host of the Gateway To Your Gifts Talk Show
John Maxwell is the number one leadership thought leader in the world and a best-selling author who has written over 100 books. Coach Keith Shaw is licensed to teach the world-class content of John Maxwell.
Marshall Goldsmith is one of the top leadership coaches in the world and author of "What Got You Here Won't Get You There." Coach Keith Shaw utilizes several of Marshall's world-class coaching techniques.
I have worked with Keith for a number of years and my career directly benefited from his coaching. He possesses the right tools and style to bring value to organizations at any leadership maturity level. Highly recommended.
Coach Keith Shaw is a regular speaker and mentor in our Human Resource Management program at Baylor University. He works with our students in one-on-one coaching partnerships each year to help them in their professional development, and he consistently earns the highest ratings from those students. We appreciate our ongoing partnership with Keith and are so grateful for all he has done for our program and our students over the past decade!
Coach Keith has been my coach and mentor for several years. He has helped me develop skills that allowed me to advance my career from an entry level administrative level to a manager. He helped me to develop a service oriented mindset, and the ability to think through any situation. He has helped me to advance my career, improve my interpersonal skills and gain clarity about what I want for my life and career.
I was having a hard time achieving goals as well as completing efforts with satisfactory results. I met Coach Shaw, and as we starting having coaching sessions, I began to understand that I was not utilizing some basic interaction techniques. The process was structured and each session opened up new doors of understanding, recognizing opportunities and thinking through my plans or actions. My professional life began to change and morph into a clearer direction with well understood purposeful goals and a well thought through path to achieve those goals. My personal life began to change and improve as well. The journey is not over, I hope it will never end as I continue learn and grow. I thank Coach Shaw for opening up this opportunity for me. His patience and thoughtful guidance has made a profound positive difference in my life.
Coach Keith is an outstanding life coach. I was contemplating several ideas, but he helped me hone in on my true purpose! He is very intuitive, insightful and encouraging. His regular follow ups with me on how I am achieving my goals are so valuable. His coaching helped me to be courageous and take the steps necessary to create the platform for my success. I would recommend Coach Keith to anyone who needs the nudge or push to take your life to the next level!


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The Ultimate Piña Colada Recipe Using Cream of Coconut
The Piña Colada is a quintessential tropical cocktail that transports you straight to a sun-soaked beach with its sweet and creamy flavors. With just a few ingredients, you can whip up this delightful drink in no time. In this article, we’ll explore a simple and delicious Piña Colada recipe that uses cream of coconut, answer some common questions, and provide tips for the perfect tropical drink experience.
Before diving into the recipe, it’s essential to understand what cream of coconut is. Cream of coconut is a sweetened version of coconut cream, which is made from the flesh of coconuts and has a thick, syrupy consistency. Unlike coconut cream, which is unsweetened and used in savory dishes, cream of coconut is specifically designed for cocktails and desserts, making it the star ingredient in a classic Piña Colada.
To make a delicious Piña Colada, you’ll need just three primary ingredients:
While coconut cream and cream of coconut may sound similar, they are different products. Coconut cream is unsweetened and thicker, while cream of coconut is sweetened and syrupy. For the best Piña Colada experience, stick to cream of coconut.
Light rum is the best choice for a Piña Colada, as it complements the fruity and creamy flavors without overpowering them. Avoid dark rum, which can add unwanted caramel notes to the drink.
If you're hosting a party, you can easily double or triple the recipe. Just blend all ingredients in batches to ensure a smooth consistency. Serve immediately, as the drink is best when fresh.
Making a Piña Colada at home is a breeze, especially with the right ingredients like cream of coconut. This easy recipe allows you to enjoy a taste of the tropics without leaving your kitchen. Whether you’re sipping by the pool or hosting a summer gathering, this cocktail is sure to impress. So grab your blender, mix up a batch, and enjoy the delightful flavors of this classic tropical drink!
Cream of coconut is a sweetened version of coconut cream, designed for cocktails and desserts. Unlike coconut cream, which is unsweetened and thicker, cream of coconut has a syrupy consistency and adds sweetness to drinks like Piña Coladas.
Light rum is the best choice for a Piña Colada as it enhances the fruity and creamy flavors without overpowering them. Avoid using dark rum, as it can introduce unwanted caramel notes to the drink.
Yes! To make a non-alcoholic Piña Colada, simply omit the light rum. You can still enjoy the rich flavors of cream of coconut and pineapple juice for a refreshing mocktail.
To adjust the sweetness, you can reduce the amount of cream of coconut or substitute it with coconut milk for a lighter version. Using 100% pineapple juice will also help balance the flavors.
How to Make Coconut Cream Pie: A Step-by-Step Guide
Coconut cream pie is a delightful dessert that combines a rich, creamy filling with a flaky pie crust and a generous topping of whipped cream. Whether you're a coconut lover or simply looking for a delicious dessert, this recipe i...
Chocolate Coconut Milk Ice Cream Recipe
Indulging in a rich, creamy dessert doesn’t have to mean compromising on health or dietary restrictions. This Chocolate Coconut Milk Ice Cream recipe is not only dairy-free but also simple to make and utterly delicious. With just ...
Delicious Coconut Cream Pie Recipe
Coconut cream pie is a classic dessert that combines a rich, creamy coconut filling with a flaky pie crust, topped with fluffy whipped cream. Whether you're a coconut lover or just someone who enjoys a good pie, this recipe is sur...
Coconut Milk vs. Coconut Cream: Understanding the Differences
Coconut products have surged in popularity, especially among those seeking dairy alternatives or tropical flavors in their dishes. Among the most commonly confused items are coconut milk and coconut cream. While they may seem simi...
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Get a Free Sourcing AuditSavings is BIG but the relationship value is MASSIVE! Glad we met when we did. Looking forward to building this partnership with you and David.
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Working with Global Savors and Yohan has been very smooth when sourcing ingredients. They offer a great selection and and cost savings! Yohan has been awesome to work with and we look forward to continuing business together.
Global Savors is your trusted partner for seamless ingredient sourcing, offering end-to-end solutions that streamline procurement, simplify logistics, and elevate your supply chain efficiency.
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title: Historic landmark

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The Owl Club of Denver Headquarters was listed on the State of Colorado's Registry of Historic Properties on September 25, 2024.
The building is also under consideration to be listed on the National Registry as well. Please read the article in the link below and continue to support the mission of The Owl Club.
Founded in 1941 by eight hardworking railroad pullman, waiters, and businessmen, The Owl Club of Denver was created to recognize the academic excellence of young African American women from Denver. Drawing early membership from the Five Points, Whittier, and Park Hill neighborhoods – which were some of the only areas where Black Denverites could live in the 1940s as a result of restrictive covenants and redlining – this social club provided a safe space where community members could feel a sense of belonging and celebrate one another’s achievements.
Join History Colorado to celebrate the yearlong residence of our new exhibition Owl Club of Denver: Legacies of Excellence, which explores the rich traditions of a prominent all-Black debutante cotillion club in the Mile High City. Built from oral histories, and featuring a remarkable collection of photographs, this exhibition recounts the rarely told history of debutante culture from the perspective of African Americans who were historically excluded from the beauty standards of this European-born tradition.
Please use promo code OCVISIT when visiting History Colorado and get a $10 discount on your ticket.
Special Thanks to History Colorado Associates:
Exhibit Developer and Public Historian Exhibits
Engagement Manager for Black Communities
Curator of Black History
History Colorado Center
1200 Broadway, Denver


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Estate Planning Attorney in Boca Raton 33499: Safeguard Your Legacy
Planning for the future is an essential step in life. It involves making decisions that will safeguard your legacy and ensure that your loved ones are taken care of after you’re gone. Estate planning is one of the most effective ways to achieve these goals. If you reside in Boca Raton 33499, our experienced estate planning attorneys at Morgan Legal Group PLLP in Miami are here to guide you through the process and provide you with the peace of mind you deserve.
Understanding Estate Planning
Estate planning is arranging for managing and distributing your assets after you pass away. It involves creating legal documents and strategies that will dictate how your property and finances will be handled and transferred to your chosen beneficiaries. Additionally, estate planning also encompasses making arrangements for your healthcare and appointing a guardian for any minor children.
Many people think that estate planning is only for the wealthy or the elderly, but the truth is that everyone can benefit from having an estate plan. Regardless of your age, financial status, or family situation, estate planning can provide you and your loved ones with valuable protections and benefits.
Benefits of Estate Planning
There are numerous advantages to having a well-thought-out estate plan. Here are some of the key benefits:
1. Providing for Your Loved Ones
With a comprehensive estate plan, you can ensure that your loved ones are taken care of financially. You can designate specific assets or funds to be distributed to your beneficiaries and establish trusts to provide ongoing financial support.
2. Avoiding Probate
Probate is the legal process of settling a person’s estate after they die. It can be time-consuming and costly, and it is also a public process, which means that your estate and its distribution become a matter of public record. You can avoid probate and keep your affairs private by having an estate plan that includes tools like living trusts.
3. Minimizing Taxes
Estate taxes can take a significant portion of your estate if you don’t plan ahead. An experienced estate planning attorney can help you utilize various tax-saving strategies to minimize estate taxes and preserve more of your assets for your heirs.
4. Designating Guardianship
If you have minor children, estate planning allows you to designate a guardian to care for them in the event of your passing. This ensures that your children will be raised by someone you trust who shares your values.
5. Planning for Incapacity
While estate planning is primarily focused on what happens after you pass away, it also includes provisions for what happens if you become incapacitated and are unable to make decisions for yourself. You can appoint someone you trust to make healthcare and financial decisions.
Important Estate Planning Documents
An effective estate plan consists of several key documents that address various aspects of your life and finances. Here are some of the essential estate planning documents:
Last Will and Testament
A will is a legal document that outlines how you want your assets to be distributed after your death. It also allows you to appoint an executor to carry out your wishes and handle the probate process.
A living trust is a legal entity that holds your assets during your lifetime and allows for the seamless transfer of those assets to your beneficiaries after your passing. Living trusts can help avoid probate and provide more flexibility in estate planning.
Advance Healthcare Directive
Also known as a healthcare power of attorney or a living will, an advance healthcare directive allows you to appoint someone to make medical decisions if you become incapacitated. It also allows you to specify your wishes for medical treatment.
Durable Power of Attorney
A durable power of attorney grants someone the authority to make financial decisions on your behalf if you cannot do so. This document ensures that your finances are managed properly even if incapacitated.
Choosing the Right Estate Planning Attorney
When it comes to estate planning, working with an experienced and knowledgeable attorney is crucial. Here are some factors to consider when choosing an estate planning attorney in Boca Raton 33499:
Experience and Expertise
Look for an attorney with extensive experience in estate planning. They should deeply understand the laws and regulations that govern estate planning in Florida and be familiar with the best strategies to achieve their goals.
Every individual’s situation is unique, so your estate planning attorney should take the time to understand your specific needs and goals. They should be willing to tailor their advice and recommendations to suit your circumstances.
Accessibility and Communication
Estate planning is an ongoing process, and you may need to adjust your plan over time. Choose an attorney who is accessible and responsive to your questions and concerns.
Client Reviews and Testimonials
Take the time to read reviews and testimonials from past clients. This can give you valuable insights into the attorney’s reputation and the quality of their services.
Why Choose Morgan Legal Group PLLP?
At Morgan Legal Group PLLP, we take pride in providing top-notch estate planning services to clients in Boca Raton 33499 and the surrounding areas. Here are some reasons why you can trust us with your estate planning needs:
Experience and Knowledge
Our team of estate planning attorneys has years of experience helping individuals and families create comprehensive estate plans. We stay up-to-date with the latest laws and regulations to ensure that our clients receive the most current and effective advice.
We understand that every client’s situation is unique, so we take a personalized approach to estate planning. We take the time to listen to your concerns and goals and work closely with you to develop a plan that meets your needs.
Transparent and Honest Communication
We believe in open and honest communication with our clients. We will explain all the available options to you and provide you with the information you need to make informed decisions about your estate plan.
Our estate planning services cover a wide range of needs, from creating wills and trusts to establishing guardianship and healthcare directives. Whatever your requirements, we have the expertise to assist you.
Creating an estate plan is just the beginning. We will be there for you throughout the years to make adjustments to your estate plan and provide guidance as needed.
Contact Us Today
Take the first step toward securing your future and protecting your loved ones. Contact Morgan Legal Group PLLP today to schedule a consultation with one of our skilled estate planning attorneys in Boca Raton 33499. Let us help you create a comprehensive estate plan that reflects your wishes and provides peace of mind for years to come.


title: Spectrum installing high speed fiber cables in bartonville

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Bartonville residents may have noticed Spectrum crews working in their neighborhoods over the past several weeks.
Acting Town Administrator Kirk Riggs said the town has received many calls from residents wondering what work was being done, so the town posted a letter to residents on its website to help answer their questions.
“Spectrum has received a state grant to expand its services by installing high-speed fiber internet throughout our town,” Riggs’ letter said. “This project will enhance connectivity and bring cutting-edge technology right to your doorstep. Spectrum’s engineering team has completed their review of the town’s plats and have begun work to install fiber infrastructure.”
Spectrum’s process involves digging within public right-of-way easements, which are designated for such purposes.
Some residents have reported issues with the utility work.
“Our yard was torn up beyond the easement. They broke a water line in a neighbor’s yard and hit a gas line in another,” said resident Bridget Melson. “But the Chief of Police, who is acting Town Administrator, along with our Town Secretary have been amazing. They went to bat for us. They are involved. They solved the issue. Point being, keep calling and emailing. The city is liable and responsible to rectify any issues.”
“We understand that this work may temporarily impact your neighborhood,” Riggs said. “However, Spectrum is committed to minimizing disruptions and promptly restoring affected areas. Town staff meet weekly with Spectrum and their subcontractor, Mastec, to review the list of streets scheduled for work and address any concerns raised by our residents … Thank you for your patience as we work together to bring this significant improvement to our town.”


title: Terrainarchitecture

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MVRsimulation's round-earth VRSG terrain architecture (US Patent 7,425,952) represents the earth’s surface in a geocentric coordinate system, which accurately represents the curvature of the earth and handles ordinate axis convergence at the poles. The VRSG terrain architecture provided in our proprietary .MDS format, solves a variety of problems associated with projection-based, monolithic visual databases, such that improvements are realized in database production, distribution, storage, and update, as well as in many runtime and mission function benefits. MVRsimulation has provided a round-earth virtual terrain for more than 10 years.
MVRsimulation has built seamless geospecific VRSG terrain of:
- Continental USA plus AK and HI (CONUS++) at 1-meter per pixel resolution with high-resolution insets of areas of interest (AOIs) that include several ranges, urban training sites, and airports and airfields.
- Most of the world at 15-meter per pixel resolution with many high-resolution 60 cm insets of AOIs.
Most simulations represent the terrain database using some type of map projection. A map projection projects the earth's curved surface onto a flat X-Y plane, allowing the simulation to operate in a simpler coordinate system. This is very common in game engine based simulations where there is an assumption of a bounded gaming area which limits your overall ability to simulate large regions of terrain. Common map projections used by visual simulation systems or game engines include Flat Earth, and Universal Transverse Mercador (UTM). While map projections simplify the mathematics of the simulation, they come at a significant cost of fidelity, leading to negative training.
The shortcomings to map projections include:
Inability to represent earth curvature. A credible JTAC simulation includes manned aircraft and UAVs, operating at distances and altitudes where earth curvature is a factor in accurate line-of-sight calculations. Close air support (CAS) simulation requires very large areas at very high altitude down to the ground level. Credible CAS mission simulations are not relegated to the bounding area of the training range.
Inability to accurately calculate target coordinates. Target coordinates must be calculated using known aircraft location, orientation, and sensor pointing direction. A terrain representation that models earth curvature and does not use a projection is required to accurately calculate target coordinates from aircraft telemetry.
Inability to properly handle axis convergence. Map projections suffer from the problem of non-uniform scale. Map projections are most accurate at their origin, with the projection error increasing as the location gets increasingly distant from the origin. This creates fidelity issues for any gaming area of significant size.
The round-earth geocentric coordinate system used by MVRsimulation's VRSG terrain overcomes all of these shortcomings and incorporates some unique features as described in our patent. The representation is projection-free and accurately accounts for earth curvature. There are no axis convergence issues, even at extreme latitudes. The representation ensures that intervisibility queries accurately account for earth curvature, and target location computations are accurately computed.
Most image generation systems have difficulty working in a geocentric coordinate system. Furthermore, since there is no XY plane onto which the database has been projected, classic tiling schemes used for database paging do not map well into the geocentric environment.
The following goals of VRSG terrain address all the shortcomings of the classic projection-based database architecture:
- A geocentric terrain representation to accurately represent earth curvature and handle polar regions correctly.
- A pageable format to enable databases of arbitrary resolution and geographic coverage.
- Support for sparse coverage where the areas to be included in the database need not be rectangular.
- A metadata-free design whereby the indexing overhead of the terrain data does not scale with geographic coverage or resolution of the source data.
- The ability to update small regions of the database in short periods of time without the need to restart the run-time system.
- The ability to incrementally update the database by adding to its coverage or updating pre-compiled regions with newer source data.
- A more robust database generation process that can be parallelized and restarted following computer or software failure.
VRSG terrain format defined
Projection-based database architectures typically subdivide the XY extents of a desired geographic region into small, uniformly-sized, rectangular areas commonly referred to as tiles or patches. The geographic coverage of the entire database is then a mosaic of these tiles, provided in our proprietary .MDS format. Database tiles typically represent a unit of database compiler output, a load module or unit of paging by the runtime system, and/or a unit of culling by the runtime system. A key and enabling component to VRSG terrain is the use of a more general atomic geometric primitive as the database tile: the triangle.
In the VRSG terrain architecture, an ellipsoid model is subdivided into a set of triangles using what is known as a "geodesic tessellation." A geodesic tessellation of an ellipsoid has the property that the triangles generated are nearly equal in area, and nearly equilateral in shape. A geodesic tessellation starts with a seed polyhedron consisting of a handful of triangles. Each triangle is subdivided into four by bisecting each of the three triangle edges. Upon bisection, the newly created vertices are then placed on the ellipsoid. This recursion continues until the desired level of tessellation is achieved.
The above set of images illustrates how a seed polyhedron converges to a target ellipsoid after 3 levels of recursion in the geodesic tessellation process. We have determined that for a fixed-wing simulator application with a visibility range requirement of 200 km, the surface area of each database "tile" should be on the order of 100 km2. A 100 km2 tile with a 200 km visibility range strikes an efficient balance between the number of addressable tiles in the scene, and the manageable unit of data to demand page from disk in an atomic operation. To achieve a tile size of approximately 100 km 2, nine levels of recursion over the WGS84 ellipsoid are required, yielding 5,242,880 total triangles. Across the entire set of triangles covering the WGS84 ellipsoid, the areas of these triangles range from 90.0 km 2 to 117.3 km 2.
Textured view in the Model Viewer of a terrain tile from the Yuma Proving Ground terrain dataset.
Wireframe view in the Model Viewer of a terrain tile from the Yuma Proving Ground terrain dataset.
Each tile is represented on disk by a single file. The filename is a bit pattern that records the recursion history of the tessellation process leading to any given tile. This naming convention ensures that unique and repeatable filenames will be generated. It also negates the need for explicit indexing information. Recall that eliminating metadata from the database representation prevents overhead that would grow with geographic extent or increased resolution of source data. Thus, a metadata-free design is an important property that helps achieve this goal.
Each tile is stored in a coordinate system that is a linear transformation of the Earth-Centered, Earth-Fixed (ECEF) reference ellipsoid. The geometry is stored in a local floating point coordinate system to reduce the dynamic range of working values. In this local transformation the Z axis is the tile’s local surface normal and aligns with the ellipsoid normal. The local origin is the center of the tile, and the X and Y axes lie in the plane of the tile’s defining triangle. The orientation of the X and Y axes can be chosen arbitrarily and is optimized under other considerations. When rendered by the runtime system, each tile is rotated and translated into the current viewing coordinate system.
Implications for terrain database compilation
For the terrain database compiler, each tile represents a single unit of work. Thus the database can be updated or extended in 100 km2 chunks. The database compilation process only ever risks the time required to generate a single tile (on the order of minutes). Multiple database compilation processes work in parallel on independent tiles within the desired geographic region(s) of interest. In the event of a hardware or software failure, the database compilation process can be restarted, picking up where it left off. The only work lost is the time taken to produce the last partial tile at the point of failure.
Another attractive property is that a given database compilation process, working on a potential sub-region of the entire area, need only see the source data that is relevant to that sub-region. This enables the database generation process to begin before the entirety of source data has been received or pre-processed. This also allows source data to be spread across multiple computers, each computer contributing to a different sub-region of the entire area mitigating the need for very large single volume storage such as a RAID.
The VRSG terrain compilation process also affords a more pipelined visualization process. Under monolithic database generation processes, the procedure was serial in nature where the time to produce the database was the sum of each of the following subtasks:
- Acquire source data.
- Modify, correct, or enhance source data.
- Compile the visual database.
- Verify the visual database in the run-time system.
The round-earth VRSG terrain architecture is fundamentally a pipeline where all four steps occur in sequence but on time scales in the range of a few minutes. For example, as source material is acquired, it can immediately be modified, corrected, and enhanced for the compilation process before all source material arrives. Whatever source material is available can be given to the compilation stage to produce any covered tiles. When each tile is compiled, the result can be immediately validated in the run-time system without waiting for any other portion of the desired coverage area to be completed.
This pipelined architecture is also highly scalable. Since each compilation is independent, the database engineer can devote an arbitrary number of compilers to the task at hand. In practice on datasets of varying resolution and constituent source data over using up to ten compilers, the performance is nearly linear in the number of compilers. We anticipate that for 1Gbps networks and commensurate storage media this performance would scale up easily to an N of 100 or more. At some point the theoretical bottleneck become the communication time (either reading/copying source data, or writing/flagging completed tiles). With 10 Gbps networks becoming commonplace, this bottleneck is further loosened and the linear range will increase further yet.
Implications for mission functions
Simulators are often dependent on the terrain database for such functions as elevation lookup and point-to-point intervisibility tests. While the VRSG terrain architecture may appear on the surface to be difficult to support mission function features, we have found this not to be the case. Optimized terrain elevation lookups and intervisibility tests have been developed that exploit the recursive and hierarchal nature of the design and are very efficient. For example, MVRsimulation's Virtual Reality Scene Generator (VRSG) implementation of an elevation lookup is as fast as 20 microseconds, and point-to-point intervisibility lookups as fast as 100 microseconds. These speeds are comparable to conventional, projection-based, terrain database implementations and in some cases even faster.
The advantages to the geocentric-based visualization architecture are quite obvious for point-to-point intervisibility tests. Particularly, long-range intervisibility tests, where curvature of the earth becomes an issue for the projected coordinate systems, are properly handled. The projected database fails to produce accurate results under such circumstances.
Custom compacting of terrain scenarios
The VRSG terrain architecture provides a convenient mechanism for assembling custom terrain databases that draw together disparate geographic regions. Within the architecture the population of geodesic tiles may be sparse at run-time. Each tile is in fact an independent database in our proprietary .MDS format. This sparsity can be exploited in situations where disparate training objectives need to be consolidated into a single scenario.
Consider an example scenario that includes ground attack, coastal over flight, surface-to-air missile evasion, and nap of the earth terrain following. In conventional database architectures, a database design and supporting source data would necessarily have to be contrived. The development process would not be re-usable and the resulting play-box would be geographically inefficient. Within the VRSG terrain architecture, specific and disperse geography can be brought together simply by addressing modular tiles built from source data of the desired regions.
VRSG terrain use in the field
The VRSG terrain architecture is used for building 3D terrain with MVRsimulation's Terrain Tools for Esri® ArcGIS® for visualizing in MVRsimulation's VRSG. Such terrain has been has been implemented in numerous cases by MVRsimulation’s customers, such as cross-service exercises covering hundreds of geocells. The scalability and robustness of the architecture proved invaluable throughout the preparation, fielding, and training stages of the exercise. Not only were multiple hardware resources brought to bear against the magnitude of the terrain compilation on this geographic scale in order to achieve a short deadline, but the constraints on storage of the resulting terrain were relaxed due to the autonomy of VRSG terrain tiles (with no monolithic database, there was no need for large single volume disks). Further, over the course of the fielding process, VRSG terrain tiles built with initially low-resolution source data were updated with improved and higher-resolution source data and "integrated" simply by adding directory references to VRSG's list of available terrain.
The payoff for the development of this terrain architecture was realized in the visualization component of this exercise. The geocentric coordinate system used for the terrain representation enabled accuracy in simulation of targeting and intervisibility operations that did not degrade as a function of range. This was one of the key goals noted above and results in better training of operators, pilots, navigators, and drivers. Likewise, the terrain sparsity (distributed, non-rectangular nature of the virtual database) afforded modular configuration of terrain for each system being simulated. Any given simulator was burdened only with the terrain needed to accomplish its training task, but that terrain came from a central pool shared by all the simulator assets.


title: Everything you need to know about qwo cellulite treatment

text:
Cellulite affects about 90% of females at some point in their lives. Cellulite – This innocuous but aggravating ailment is quite frequent, particularly among ladies. It results in bumpy, dimpled skin on the hips and legs, as well as a lack of self-confidence and contentment with one’s look. Many individuals try treatments, massage, diets, and training, with no result.
Some lifestyle alterations may assist you to avoid cellulite however there’s no assurance to stop cellulite from occurring. Nevertheless, there’s also a potential emerging FDA-approved therapy! It’s named Qwo cellulite therapy, and that’s for mild to extreme cellulite in grownup women’s buttocks.
What is cellulite?
Cellulite might well be your “biggest enemy,” but it might prevent you from using certain clothes or feeling confident in a swimming suit. Therefore, what exactly is cellulitis and why does it originate from? gaminator letöltése pc
Cellulite is indeed an alteration in the look of the skin that is most commonly noticed on the legs and hips. It generates dimpled skin that resembles a citrus peel or cheese (not cute, we know!).
Cellulite’s actual etiology is uncertain. However, the most plausible explanation is that even the skin stuff and fatty tissue get bigger with time. As cells press against tissue, the connective bands of flesh beneath the skin’s layer cause conflict and the look of cellulite. More information click here: mypetnews
What is Qwo Cellulite Treatment?
Ladies have been utilizing topical creams, sponges, and beauty products to cure cellulite for ages. Fortunately, there is an improved answer – Qwo! magyar kaszinó online
Qwo might be the earliest FDA-approved injected therapy for grownup women’s buttocks with mild to extreme cellulite. This is a non-invasive cosmetic procedure that can help to minimize the effect of cellulite.
Endo International manufactures the first FDA-approved anti-cellulite injection for the posterior. QWO is just the trademark name of the product. During the summer of 2020, the FDA authorized it. The item is currently accessible at medical spas around the U. S. and is also accessible to the general public.
Qwo injections are usually done at a physician’s office. The procedure entails three injections spread out over 9 weeks.
QWO is delivered in a container containing powdered collagenase Clostridium histolyticum-aaes. After diluting the granules with a solvent, the fluid is shot straight into cellulite indentations on the thighs. Each buttock region may get up to Twelve injections, each containing 0. melyik fogadóiroda a legjobb 3 ml of mixture, based on the number of indentations. The solution has no smell and also is water-like in consistency. The process does not necessitate the use of an anesthetic.
According to the treatment, patients must schedule a session to evaluate their candidacy. Allergic responses to QWO components, bleeding irregularities, pregnancy, and even certain drugs are all contraindications to the process. For more information visit this site: topnewsplus
Post recovery time:
There’s also no downtime following QWO. After surgery, the client can resume their normal activities. Some patients, though, develop redness and inflammation at the injecting site, which can linger for many weeks. As a result, getting the QWO therapy just before heading to the shore is not advised.
Because QWO is just a unique treatment, the exact duration of the outcomes is uncertain. However, experts engaged in QWO experimental trials believe the findings will persist for many years.
Clinical trials have shown the QWO is harmless to use on ladies with no contraindications. Due to the fact that this contains a prescriptive drug, then it can be provided by a medical professional in adequate facilities like as hospitals and clinical spas. Medical professionals thoroughly examine each patient’s cellulite situation and requirements in an attempt to reduce any potential hazards and adverse effects.
How much is the cost?
Because the quantity of treatments required is determined on the number of cellulite indentations, the QWO cellulite treatment cost will vary. Schedule a visit with your preferred medical professional to establish the degree of your buttocks’ cellulite as well as the number of treatments required. Click here: cbdgummies
After adolescence, practically all women develop cellulite. Researchers are still unaware of the specific etiology of cellulite, however they often aware that fibrous septae have become a major contributor in cellulite production.
QWO, a truly revolutionary medicine that addresses fibrous septae, is now available. It is the earliest injectable therapy for cellulite. QWO drug trials show considerable potential in decreasing cellulite. The great thing is that the therapy produces long-term effects.


title: Biitland com digital assets

text:
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title: Pilot – Western Helicopter Services

text:
Pilot – Western Helicopter Services
"I chose COCC because the flight program offered both helicopter and fixed-wing, as well as financial aid. Within five minutes, I knew helicopters were the only choice for me. One of the most impressive things to me were the professors and the diverse backgrounds they hold. Leading Edge made me feel very comfortable with their high quality of maintenance, dedication to safety, and level of organization. I fly a Hiller 12E, with a Soloy turbine conversion. I absolutely love my job, which is forestry agriculture, flying in the mountains over timberlands and helping trees grow."
Certified Flight Instructor and student at Embry-Riddle Aeronautical University
Gravity seems to be losing its grip on Elexis McAllister. A former ranked snowboarder who competed at the state and national levels throughout high school — including taking home a gold medal in the soaring halfpipe contest at the Oregon Interscholastic Snowboard Association state competition — McAllister, also a kiteboarder, is now gunning for higher heights.
"I wasn’t sure what I wanted to study," admits the former Hood River resident on life after high school. She had already trained to become a volunteer firefighter, but sought something that promised new experiences and distant sights. While considering a career as a flight attendant, she began to think bigger — and more toward the front of the plane.
"I found myself becoming more and more intrigued with piloting," she says. After an entry flight in Hood River, she got a taste of the open skies and felt the pull. "I still wasn’t 100% dedicated to the idea of being a pilot until I did my first solo. The feeling of being in the air felt so free and right. I knew from that day that this is the life I wanted."
"The instructors at Leading Edge and the professors at COCC were not only great mentors, but also great role models."
Having completed her Associate of Science degree in Aviation, McAllister transferred to Embry-Riddle Aeronautical University and is earning her bachelor’s degree in aeronautics while working as a certified flight instructor. Beyond that, she intends to fly corporate or private aircraft while accruing her 1,500 flight hours (required by the FAA) in preparation to becoming a regional airline pilot.
"The instructors at Leading Edge and the professors at COCC were not only great mentors, but also great role models," she says. "I always enjoyed my Aviation classes at COCC because the interactions during class kept the learning alive. I know I wouldn’t be where I am today without the guidance from those professors."